Compass Oswego NY Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Compass, your trusted financial partner in the heart of Oswego, NY. Located at 131 George St, we have proudly served our community since 1966, building a strong foundation based on trust and reliability. With over 7,997 members, our commitment to fostering financial wellness is reflected in our robust assets totaling $91,898,362. At Compass, we prioritize your needs and strive to provide personalized banking solutions. Our dedicated team, led by CEO Jennifer Rupert and Board President Michael Pisa, is here to guide you through every step of your financial journey. Whether you're interested in checking accounts, auto loans, or mortgage options, we're equipped to help you achieve your goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 131 George St, Oswego, NY 13126-2915. We offer convenient operating hours from 9:00 am - 5:00 pm Monday through Friday and are open from 9:00 am - 12:00 pm on Saturdays for drive-thru services. Our focus goes beyond just numbers; it's about making an impact in our community. We're proud of our total deposits amounting to $14,337,068 and a net worth of $13,682,644, which allows us to reinvest in services that matter most to you. With a team of 24 employees, we ensure that you receive the attention and care you deserve. Ready to take the next step? Call us today at 315-342-5300 or visit us online at www.compassfcu.com to learn more about how we can support your financial journey!

Branch History & Mission

Community Engagement

Beyond providing banking services, we actively engage with the community through various outreach programs and partnerships. We understand the importance of giving back and strive to create lasting impacts in Oswego. Whether it's sponsoring local events or supporting educational initiatives, we are dedicated to making a difference. While members can visit us at 131 George St, official correspondence should be sent to 131 George St, Oswego, NY 13126-2915 if different from our branch address. Our operating hours are designed with your convenience in mind Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 12:00 pm. We invite you to experience the benefits of being a member at Compass. With features like ATM availability and drive-thru banking services, managing your finances has never been easier. Join us today and become part of a credit union that truly cares about its members and the community! For more information or to open an account, call us at 315-342-5300 or visit our website at www.compassfcu.com.

Our Mission

Our mission at Compass is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking solutions that help them achieve their personal and financial goals. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we are here to assist you every step of the way. As part of our commitment to our members, we have built a robust support system that includes online and mobile banking options, ensuring that you can manage your finances anytime and anywhere. With total assets exceeding $91 million, we have the resources needed to meet your needs effectively.

Branch Location & Accessibility

Accessibility Features

At Compass, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Banking Made Easy

Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 am to 5:00 pm, and on Saturdays, you can utilize our drive-thru services from 9:00 am to 12:00 pm. If you need assistance outside these hours, don't hesitate to give us a call at 315-342-5300.

Convenient Location

Nestled near local landmarks, our branch is just a short drive from popular spots in Oswego County. You can easily stop by while visiting nearby parks or shops. Plus, we have ample parking available, making it simple for you to pop in for your banking needs.

Services and Amenities

Inside our branch, you'll find a welcoming atmosphere where we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards everything is here for you! Need cash quickly? Our ATM services are readily available too. While members can visit us at 131 George St, official correspondence should be sent to the same address as well. We invite you to come by Compass Federal Credit Union today! Whether you're looking for expert financial advice or just want to chat about your banking options, we're here for you every step of the way. Your journey towards better banking starts now!

Member Eligibility

Welcome to the Compass family! At Compass, becoming a member means joining a community that genuinely cares about your financial well-being. If you're wondering whether you qualify, we make it simple: anyone who lives, works, or worships in the Oswego area is eligible to join us. This includes family members of existing members as well, making it easy for you to invite loved ones into our supportive network. By choosing Compass, you'll enjoy personalized service and access to a wide range of financial products tailored just for you. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find all the details on how to become a member by visiting our eligibility page at http://www.compassfcu.com/membership/ . If you have questions or want more information, don't hesitate to reach out at (315) 342-5300. We're here to help you on your journey toward better banking right here at 131 George St Oswego Ny 13126!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine running your store and needing a reliable way to process transactions. Our merchant services provide exactly that easy payment processing that lets you focus on what matters most: serving your customers. From credit card acceptance to online payment solutions, we equip businesses with the tools they need to thrive in today's market. Located at 131 George St Oswego Ny 13126 in Oswego, NY, we invite you to discover how Compass can help your business reach new heights. Contact us at (315) 342-5300 or visit our website for more information!

Comprehensive List Of Services

Accessing Our Services

Whether you prefer visiting us in person or accessing services online, we aim to make banking straightforward for everyone. Our drive-thru service simplifies deposits, withdrawals, and other basic transactions, while our friendly staff is always ready to assist you during lobby hours from 9:00 AM to 5:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. If you're ready to explore how Compass can help you meet your financial goals or if you have questions about any of our offerings, don't hesitate to reach out! Call us at (315) 342-5300 or visit us at 131 George St Oswego Ny 13126 in Oswego, NY. We look forward to serving you!

Business Banking Services

For small business owners, we offer tailored business banking solutions that include merchant services and business loans. We're here to support your growth by providing the financial tools you need.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Compass Federal Cu offers robust online and mobile banking features. Check balances, transfer funds, or pay bills anytime, anywhere all at the touch of a button. Plus, if you ever need cash on the go, our ATM services allow for easy withdrawals and balance checks without hassle.

Credit Cards and Rewards

Shopping just got more rewarding with our credit cards that come with fantastic perks. Use them for everyday purchases and enjoy rewards that add value to your spending.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why our personal banking services are designed with you in mind. You can open checking and savings accounts that fit your lifestyle and help you achieve your financial goals. For those considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car you want without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing services offer competitive rates and personalized assistance, ensuring you find the right fit for your budget. If you're facing debt challenges, our personal loans and debt consolidation options can provide the relief you need to get back on track.

Digital & Online Banking

Key Features

Our online banking platform at https://www.compassfcu.com/ allows you to check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, our 24/7 online banking service ensures that you have control over your finances whenever you need it. Plus, with person-to-person transfers available, sending money to friends or family is quick and straightforward. For those who prefer using their mobile devices, our mobile application provides a user-friendly interface that keeps all your banking needs in one place. Although we currently do not offer mobile payments, our app still gives you the tools needed for effective account management right at your fingertips.

Security and Accessibility

We prioritize your security when it comes to online transactions. Our platform employs robust measures to keep your information safe while providing an easy-to-navigate experience. You can even opt for e-statements to keep track of your transactions without the clutter of paper statements. However, please note that we do not support electronic signature authorization at this time. At Compass, we believe in making banking accessible for everyone. Our commitment to providing real-time account management means you can stay updated on your finances, no matter where life takes you. Experience the ease and reliability of digital banking today!

Financial Strength

Building Trust Through Membership Growth

Total Share Accounts stand at 17,384, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) are currently at $2,845,190, further showcasing our stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Compass is your trusted partner. Visit us at 131 George St Oswego Ny 13126 or call (315) 342-5300 to learn more about how we can help you achieve your financial goals.

Commitment to Member Savings

Members' savings are secured through $8,929,154 in share certificates and $3,237,050 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 2 part-time employees dedicated to serving you with knowledge and commitment.

Our Solid Financial Foundation

With a net worth of $13,682,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,489 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $12,761,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide valuable services is also reflected in our lending capacity. We currently have $573 in used auto loans and $52,491,805 in total loans and leases available to support your financial goals across various sectors.

Loan Offering

Additional Options

If you're considering other financing options, our total credit lines available amount to $15,000,000. This flexibility can be beneficial for managing larger purchases or unexpected expenses. At Compass, we prioritize your financial well-being and are committed to providing tailored solutions for our members. If you're interested in learning more about any of our loan products or refinancing options, feel free to reach out at (315) 342-5300. Our knowledgeable staff is ready to help guide you through your choices and find the best fit for your situation. Visit us at 131 George St Oswego Ny 13126, located in beautiful Oswego, NY we look forward to serving you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,567,876 in used vehicle loans and $3,473,298 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,586,158, make buying or refinancing simple. We provide competitive rates and terms that can help turn your dream of owning a home into a reality.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans, with a total of $4,123,494 in loans helping members manage their finances effectively. This product allows you to enjoy the convenience of cashless transactions while keeping your spending under control.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers. Each loan listing reflects genuine terms from legitimate financial institutions, allowing you to make informed decisions without the worry of hidden fees or misleading information.

COMPASS FEDERAL CREDIT UNION