Personal Loans in Jersey City, NJ

Looking for a quick, easy way to get a personal loan in Jersey City? Compare offers from trusted local lenders and find the best rates without the hassle. Instant approval means you can get the funds you need right when you need them.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. First Commonwealth has a personal line of credit with a variable APR of 13% , which is down from 13.25% both 7 and 30 days ago. Their unsecured personal loans have a fixed APR of 10.49% , unchanged from the past 7 and 30 days. The secured loan rate is fixed at 6.25% , also steady over the last month.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.

Bethpage has a fixed–rate personal loan with an APR of 8.99% today. This rate has not changed compared to 7 and 30 days ago. No other term or product rates are listed for comparison. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago. Nasa has a personal unsecured loan with an APR of 9.29% today. This rate is unchanged from 7 and 30 days ago but higher than it was 60 days ago and lower than 90 days ago.

Northrop Grumman has a Bill consolidation loan with an APR of 9.74% , which has stayed the same over the past 7, 30, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same over the past 7, 30, and 60 days.

🏦 All Local Lenders in Jersey City, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
XCEL FEDERAL CREDIT UNION
30 PATH PLZ JERSEY CITY NJ 07306
ATM
P2P
E-Statements
E-Signature
Assets: $185,769,596
Deposits: $9,191,591
Net Worth: $21,085,274
Employees: 36
Members: 12,134
RIDGEDALE FEDERAL CREDIT UNION
666 NEWARK AVE JERSEY CITY NJ 07306
P2P
E-Statements
Assets: $99,710,653
Deposits: $2,184,779
Net Worth: $9,559,470
Employees: 17
Members: 3,924
JERSEY CITY FIREMEN FEDERAL CREDIT UNION
666 SUMMIT AVE JERSEY CITY NJ 07306
Assets: $11,662,708
Deposits: $422,975
Net Worth: $5,351,378
Employees: 3
Members: 1,276
LIBERTY SAVINGS FEDERAL CREDIT UNION
660 NEWARK AVE JERSEY CITY NJ 07306
ATM
P2P
E-Statements
Assets: $122,031,334
Deposits: $3,364,784
Net Worth: $14,976,218
Employees: 47
Members: 16,943
SELFRELIANCE FEDERAL CREDIT UNION
558 SUMMIT AVE JERSEY CITY NJ 07306
P2P
E-Statements
E-Signature
Assets: $1,019,513,746
Deposits: $76,991,995
Net Worth: $134,732,850
Employees: 152
Members: 46,762
PATH FEDERAL CREDIT UNION
1 PATH PLZ JERSEY CITY NJ 07306
Assets: $12,976,389
Deposits: $306,853
Net Worth: $4,299,557
Employees: 4
Members: 1,369

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