Personal Loans in Oak Harbor, WA 98277

Looking for the best personal loan rate in Oak Harbor, WA? Compare offers from trusted local lenders to find flexible terms and fast approvals that fit your budget. Whether it’s for home improvements or unexpected expenses, you’ll get clear options tailored to your needs.

Take control of your finances with easy-to-understand loan choices right here in Oak Harbor. By comparing rates and terms side-by-side, you can borrow confidently and support the local community. Start your search today and find the personal loan that works best for you.

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APR

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10.99 - 17.9 %

∞

10.993 %

5 Yrs

∞

11 - 16 %

5 Yrs

$25,000

∞

11.49 - 18 %

0.1 - 5 Yrs

∞

11.49 - 23.74 %

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.9 %

5 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Numerica's personal loans have an APR of 10.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.25% , unchanged from 60 days ago. Potlatch No. 1 Financial has a Signature unsecured personal loan with an APR of 10.99% today. This rate is unchanged from 7, 30, and 60 days ago, and it's slightly higher than the 10.99% rate from 90 days ago. Onpoint Community has a personal loan with an APR of 11% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.

Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames. Iq's personal loans with an APR of 11.49% , which has stayed the same over the past 7 and 30 days. Their personal access line of credit has a fixed APR of 15.74% , also unchanged from one week and one month ago. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Horizon's Personal unsecured loan has an APR of 11.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has remained steady over the past three months. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan.

First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

🏦 All Local Lenders in Oak Harbor, WA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	32885 STATE ROUTE 20 OAK HARBOR WA 98277	⏰ Lobby M - F: 0900 - 1700 Sat: 0900 - 1300Drive Thru M - F: 0900 - 1700 Sat: 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
GLOBAL FEDERAL CREDIT UNION	650 NE MIDWAY BLVD OAK HARBOR WA 98277	⏰ Lobby and Drive-up Hours: M-F 10:00AM to 6:00PM 📞 3606795601 📠 9079296870	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $11,460,496,338 Deposits: $38,657,333 Net Worth: $1,217,007,912 Employees: 1980 Members: 767,231

🏘️ All the Lenders Available in Island County, WA

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

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