Personal Loans in Sacramento, CA

Looking for a personal loan in Sacramento but worried about your credit? You’re not alone. Compare no-credit loan options tailored for Sacramento residents to find flexible plans that fit your needs without the hassle.

Get fast approvals and clear terms from lenders who understand Sacramento’s community. Whether it’s an emergency or a big purchase, exploring your loan options here helps you secure the funds you need with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
partnersfcu
9.74 - 10.99 %
3 - 5 Yrs
lbsfcu
9.79 %
1 - 5 Yrs
$40,000
fecca
9.99 - 10.99 %
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
alturacu
9.99 - 12.49 %
2 - 5 Yrs
cafcu
9.99 - 13.99 %
altaone
10 %
6 Yrs
$25,000
blupeak
10 - 10.49 %
8 Yrs
30,000 - $75,000
gosunward
10 - 10.5 %
4.1 - 5 Yrs
valleyfirstcu
10.12 %
1 - 5 Yrs
$50,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Partners's personal loans with an APR of 9.74% today, which has stayed the same over the past 7, 30, 60, and 90 days. The repayment period depends on the loan amount, and the rate has been steady throughout this time. Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. The 24–month rate has stayed the same over the past 7 and 30 days, while the 60–month rate is steady compared to 7 and 30 days ago but lower than it was 60 and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone's Signature/personal loan has an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed steady over the past 7, 30, 60, and 90 days. Their Signature loan has a fixed APR of 10.49% , also unchanged during the same time periods.

Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.

🏦 All Local Lenders in Sacramento, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
3640 CROCKER DR STE 100 SACRAMENTO CA 95818
ATM
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595

🏘️ All the Lenders Available in Sacramento County, CA

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Why compare Personal Loans in Sacramento, CA on LendMesh

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