SchoolsFirst Credit Union Sacramento CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted credit union nestled in the heart of Sacramento at 3640 Crocker Dr Ste 100, Sacramento, CA 95818. Since our establishment in 1934, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the diverse needs of our 1,435,595 members. At Schoolsfirst, we pride ourselves on our robust financial standing, with total assets reaching an impressive $31,084,507,740 and total deposits amounting to $3,063,823,932. Our commitment to supporting our members extends beyond just banking; we offer a range of services including auto loans, mortgages, personal loans, and business banking solutions. With 1,064,008 loans and leases provided so far, we are here to help you achieve your financial goals. The leadership team at Schoolsfirst is here for you. Under the guidance of CEO Bill Cheney and Board President Marc Ecker, we focus on creating a welcoming environment where members can feel secure about their financial decisions. We employ 2,880 dedicated staff who are eager to assist you in person or through our online platforms. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore what Schoolsfirst has to offer by visiting our website at schoolsfirstfcu.org. Whether you're looking for a new account or need assistance with a loan application, we're just a phone call away at 800-462-8328. Come experience the difference with Schoolsfirst your partner in financial success!

Branch History & Mission

Community Engagement and Innovation

In an ever-changing world, Schoolsfirst embraces innovation while maintaining accessibility for all members. Our branch features modern banking solutions such as online banking and mobile payments for convenience. Moreover, we ensure compliance with ADA standards so everyone can access our services comfortably. While we do not have drive-thru services at this branch, we do provide ATM availability for quick cash withdrawals or balance checks because we know life can get busy! Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM.

Join Us Today!

As we reflect on our rich history and look toward a bright future, we invite you to be part of our journey at Schoolsfirst. Whether you're looking for personal banking solutions or seeking ways to improve your financial health, we're here for you every step of the way. Join us today and experience the benefits of being a member of Schoolsfirst! For more information about membership or services offered, please call us at 800-462-8328 or visit our website at Schoolsfirst. Together, let's build a brighter financial future!

Our Mission

At Schoolsfirst, our mission is simple yet powerful: we strive to enhance the financial well-being of our members while contributing positively to the communities around us. We understand that each member has unique needs and goals; therefore, we offer a range of services tailored just for them from personal checking and savings accounts to auto loans and credit cards with rewards. Our commitment goes beyond traditional banking. We actively seek partnerships within our community to support local initiatives and programs that uplift those around us. Whether it's through educational workshops or financial literacy programs, we aim to empower everyone with the knowledge and resources they need to achieve their dreams.

Branch Location & Accessibility

Welcome to Schoolsfirst, your friendly neighborhood credit union located at 3640 Crocker Dr Ste 100 in beautiful Sacramento, CA. Nestled conveniently near local favorites like the Crocker Art Museum and the vibrant Sacramento River waterfront, our branch is easy to access whether you're coming from work, home, or exploring the city. At Schoolsfirst, we understand that accessibility is important. Our location features ADA-compliant facilities, ensuring everyone can easily navigate our space. Plus, with ample parking available right outside our doors, you'll find it easy to stop by for all your banking needs. We are proud to offer a variety of services tailored to meet your financial goals. Whether you need assistance with checking and savings accounts, auto loans, mortgages, or personal loans, our knowledgeable staff is here to help. While we currently do not have drive-thru service, we do have an ATM available for quick cash withdrawals and balance checks. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This means you can visit us at a time that works best for you! For any official correspondence, please send mail to P.O. Box 11547 in Santa Ana, CA. If you have questions or need assistance before your visit, feel free to give us a call at 800-462-8328. We invite you to come see us at Schoolsfirst! Let's work together on achieving your financial dreams stop by today or give us a call!

Member Eligibility

Joining the Schoolsfirst family is like stepping into a welcoming community where your financial well-being is our priority. If you're interested in becoming a member, you'll find that eligibility is quite accessible! Generally, anyone who works for or attends a school in California can join us. This includes teachers, staff, and even their families. To see all the specifics about who qualifies, feel free to visit our detailed eligibility page at this link. Opening an account with us is straightforward and designed to be a hassle-free experience. You can get started right from the comfort of your home; just check out our account opening details at this link. If you have any questions or need assistance, don't hesitate to reach out to us at 800-462-8328. We're excited to welcome you to Schoolsfirst and help you on your journey toward better financial health!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline your payment processes. Imagine having a reliable way for your customers to pay whether through card payments or mobile transactions. These services not only enhance customer experience but also help you manage cash flow effectively. Whether you're located at 3640 Crocker Dr Ste 100 Sacramento Ca 95818 in Sacramento, CA, or anywhere else, we're here to provide the tools and resources you need for your business to flourish. Reach out today at (800) 462-8328 to discover how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help turn your dream into reality. With competitive rates and flexible terms, we strive to make the borrowing process as smooth as possible. You can easily apply online, and our team is here to guide you through every step of the way.

Business Banking Services

For entrepreneurs and business owners, Schoolsfirst offers tailored business banking solutions, including merchant services and business loans. We understand that every business is unique, which is why our team is ready to help find the right financial tools for your success.

Convenient Access Options

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer robust online and mobile banking platforms. From ATM services for cash withdrawals to person-to-person transfers, managing your money has never been easier. With all these services at Schoolsfirst, we're dedicated to ensuring that each member feels valued and supported in their financial journey. If you're ready to take the next step toward better banking experiences or have any questions about our offerings, please don't hesitate to reach out at (800) 462-8328. We're here for you!

Credit Cards with Rewards

Our credit cards come with rewards that let you earn while you spend! Use them for everyday purchases, travel expenses, or special occasions you'll be surprised at how quickly points add up for cashback or other benefits.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many. At Schoolsfirst, we offer mortgage loans and refinancing options that can help you secure your ideal home or lower your monthly payments. Our experienced staff will work with you to find a solution that fits your budget and lifestyle.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, Schoolsfirst has you covered. Our personal banking services are designed to make managing your money straightforward and hassle-free. Imagine having access to accounts that not only help you save but also offer features like online banking and mobile payments, allowing you to check your balance or transfer funds from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We understand that life can be unpredictable, and our quick application process ensures that you get the support when it matters most.

Digital & Online Banking

Key Features for Your Convenience

Our mobile application makes banking even simpler. You can easily download it on your smartphone to manage your accounts on the go. Plus, with features like electronic signature authorization, you can complete important transactions without needing to visit a branch. This added layer of convenience makes it easier than ever to handle your banking needs from home or wherever you are. For those who prefer going paperless, we offer e-statements that keep you updated while also being environmentally friendly. Say goodbye to cluttered mailboxes and enjoy secure access to your statements whenever you need them. Need to send money quickly? Our person-to-person transfer feature allows you to send and receive money instantly with just a few taps on your device. And if you're a fan of mobile payments, you'll be pleased to know that we support this feature as well, making shopping more convenient than ever. At Schoolsfirst, we're committed to providing user-friendly services that prioritize your security and convenience. Experience the ease of managing your finances in real-time and take control of your banking experience today!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to you and your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $196,498 in used auto loans and $19,809,905,938 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 3640 Crocker Dr Ste 100 Sacramento Ca 95818 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road, you can trust us to support your automotive needs. Whether you're considering a brand-new model or a reliable used option, we have flexible terms to make financing straightforward and affordable.

Business Loans

For business owners looking for capital to grow and expand their operations, we also offer outstanding commercial loans totaling $8,646. Our commercial lending options are designed with your business needs in mind. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please reach out! You can call us at 800-462-8328 for more information or visit us during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM; we're open Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial journey looks like, Schoolsfirst is here to guide you every step of the way with our comprehensive loan offerings designed just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680. These products are designed to ease the path toward owning your dream home or refinancing an existing mortgage at competitive rates.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans can provide the relief you need. We currently have a total of $1,321,159,802 in unsecured credit card loans assisting members in effectively managing their expenses. With flexible terms and competitive rates, you can enjoy peace of mind while making everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

When using LendMesh, users benefit from several key features: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions this means every user receives unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to find the best options tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that they are seeing fair and up-to-date offers from legitimate financial institutions.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement and Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access Options

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action

Join Our Community