Personal Loans in Sacramento, CA

Looking for a personal loan in Sacramento but worried about no credit? You’re not alone. Compare loan offers from trusted local lenders who understand your situation and want to help you get the funds you need—fast and with flexible repayment options.

Whether it’s an unexpected bill or a big life event, Sacramento residents can find affordable loans tailored to their needs. Start comparing today to find the best rates and terms that fit your budget, even if you have no credit history.

Filters

Lender
APR
Term
Amount
Link
Info
redwoodcu
8.99 - 19.74 %
2 - 7 Yrs
500 - $10,000
∞
scefcu
9 - 18 %
2 - 5 Yrs
∞
valleystrong
9 - 26 %
1 - 5 Yrs
$20,000
∞
safecu
9.04 - 16.04 %
1 - 5 Yrs
1,000 - $20,000
∞
sffirecu
9.25 - 9.5 %
3 - 5 Yrs
$25,000
∞
chevronfcu
9.39 - 11.99 %
1 - 5 Yrs
∞
hfcu
9.49 %
$25,000
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
cefcu
9.5 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Sacramento, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
1485 RESPONSE RD STE 126 SACRAMENTO CA 95815
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595
THE GOLDEN 1 CREDIT UNION
1301 EXPOSITION BLVD SACRAMENTO CA 95815
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440

🏘️ All the Lenders Available in Sacramento County, CA

✅THE GOLDEN 1 CREDIT UNION
✅SAFE 68366 CREDIT UNION
✅PATELCO CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅SACRAMENTO CREDIT UNION
✅HERITAGE COMMUNITY CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅FIRST US COMMUNITY CREDIT UNION
✅SAFE CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅MERIWEST CREDIT UNION
✅CAHP CREDIT UNION
✅VISION ONE CREDIT UNION
✅POLAM 21502 CREDIT UNION

Compare other loan types in Sacramento, CA

Why compare Personal Loans in Sacramento, CA on LendMesh

If you’re in Sacramento, CA and looking for loans with no credit, it pays to keep comparing lenders on LendMesh. Exploring a variety of options helps you discover better deals and more affordable rates tailored to your needs. Take your time and use LendMesh to find the financing that fits your situation best—there’s no rush, just smarter choices.

Subscribe to LendMesh for personalized loan alerts designed to save you time and money. Simply set your target interest rate, and we’ll notify you as soon as offers fall below that mark. Whether you prefer weekly or monthly updates, you’ll get expert insights, rate trends, and hand-picked loan deals straight to your inbox. Join many Sacramento borrowers who trust LendMesh to stay informed and secure the best loans available.

Customers are also interested in:

Loans For People With No Credit