Personal Loans in Modesto, CA

Struggling with unsecured debt in Modesto, CA? Compare personal loan offers from local lenders who understand your community and financial needs. Finding the right debt consolidation loan can ease your monthly payments and help you regain control.

Take a moment to explore low-rate options from trusted Modesto banks and credit unions. With quick approvals and flexible terms, you can choose a loan that fits your budget and start fresh without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
∞
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
∞
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
∞
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
americaschristiancu
8.5 %
5 Yrs
$50,000
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
THE GOLDEN 1 CREDIT UNION
2001 MCHENRY AVE STE F MODESTO CA 95350
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440
ORGANIZED LABOR CREDIT UNION
2112 MCHENRY AVE MODESTO CA 95350
ATM
E-Statements
Assets: $35,884,587
Deposits: $3,515,862
Net Worth: $3,364,321
Employees: 6
Members: 3,437
VALLEY FIRST CREDIT UNION
1005 W ORANGEBURG AVE MODESTO CA 95350
ATM
P2P
E-Statements
E-Signature
Assets: $1,035,821,856
Deposits: $140,377,170
Net Worth: $100,415,249
Employees: 171
Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

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