Personal Loans in San Francisco, CA 94121

Looking for the lowest bank loan rates in San Francisco? Compare offers from trusted local lenders quickly to find a personal loan that fits your budget and goals. Whether it’s debt consolidation or an unexpected expense, we make borrowing simple and stress-free.

San Francisco residents deserve flexible loan terms and fast approvals from lenders who understand their community. Start comparing today to secure affordable rates tailored to your needs and get the financial support you deserve right here in CA.

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APR

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4.64 - 8.49 %

∞

4.99 - 17.99 %

0.1 - 7 Yrs

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

6.99 - 17.9 %

0.5 - 7 Yrs

$100,000

∞

7.19 - 18 %

3 - 5 Yrs

$30,000

∞

7.49 - 8.99 %

2 - 5 Yrs

$50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.9 - 25.49 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in San Francisco, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
POLAM FEDERAL CREDIT UNION	5923 GEARY BLVD SAN FRANCISCO CA 94121	⏰ Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM 📞 4157527760 📠 6503678945	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements E-Signature	Assets: $74,380,698 Deposits: $1,064,443 Net Worth: $10,527,777 Employees: 21 Members: 3,394

🏘️ All the Lenders Available in San Francisco County, CA

✅PASADENA FEDERAL CREDIT UNION

✅THE POLICE CREDIT UNION

✅SAN FRANCISCO LEE FEDERAL CREDIT UNION

✅NORTHEAST COMMUNITY 23780 CREDIT UNION

✅PROVIDENT 66343 CREDIT UNION

✅SELFHELP CREDIT UNION

✅PATELCO CREDIT UNION

✅DELANCEY STREET FEDERAL CREDIT UNION

✅SAN FRANCISCO FEDERAL CREDIT UNION

✅REDWOOD CREDIT UNION

✅SAN FRANCISCO FIRE CREDIT UNION

✅ILWU CREDIT UNION

✅PACIFIC POSTAL CREDIT UNION

✅POLAM 21502 CREDIT UNION

✅JONES METHODIST CHURCH CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

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