Personal Loans in San Luis Obispo, CA

Looking for the best credit union loan rates in San Luis Obispo, CA? Compare offers easily and find personal loans with low interest tailored to your needs. Supporting local credit unions means you get fair rates plus a community-focused experience.

Whether it’s for home improvements, debt consolidation, or unexpected bills, San Luis Obispo residents can find flexible loan options that fit their budget. Start comparing today and discover how affordable borrowing from trusted credit unions can be.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
americaschristiancu
8.5 %
5 Yrs
$50,000
togethercu
8.64 - 11.99 %
6 Yrs
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in San Luis Obispo, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SESLOC CREDIT UNION
1 GRAND AVE BLDG 65 SAN LUIS OBISPO CA 93407
ATM
P2P
E-Statements
E-Signature
Assets: $1,132,016,926
Deposits: $39,670,971
Net Worth: $107,997,257
Employees: 181
Members: 57,922

🏘️ All the Lenders Available in San Luis Obispo County, CA

Compare other loan types in San Luis Obispo, CA

Why compare Personal Loans in San Luis Obispo, CA on LendMesh

If you’re exploring interest on credit union loans in San Luis Obispo, CA, take your time to compare multiple lenders through LendMesh. This way, you can uncover better deals and more affordable options tailored to your needs. With a clear overview of rates and terms, you’ll feel confident choosing the loan that fits your financial goals without rushing into the first offer.

Consider subscribing to LendMesh for personalized loan alerts designed for borrowers in San Luis Obispo. Simply set your target interest rate, and we’ll notify you when offers fall below that mark. Along with weekly or monthly updates, you’ll receive expert insights and curated loan deals, helping you stay informed and ready to act on the best financing opportunities available.

Customers are also interested in:

Interest On Credit Union Loans