SESLOC CREDIT UNION

Welcome to Sesloc, your trusted partner in financial well-being, located at 1 Grand Ave Bldg 65, San Luis Obispo, CA 93407. Since our establishment in 1942, we have dedicated ourselves to serving our members with integrity and care. With a proud membership of over 57,922, we are committed to enhancing the lives of individuals and families throughout our community. At Sesloc, we understand that financial needs vary widely among our members. That's why we offer a comprehensive range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're looking to consolidate debt or start a business, our team is here to support you every step of the way. Our financial strength speaks volumes about our commitment. With total assets exceeding $1,132,016,926 and deposits around $39,670,971, we ensure that your money is safe and well-managed. We also take pride in having a net worth of $107,997,257, which reflects our stability and resilience in the market. Led by CEO Mike Quamma and Board President Tom Lebens, our team of 181 employees works diligently to create a welcoming environment for all members. We believe that financial success is best achieved through trust and open communication. If you have any questions or need assistance, don't hesitate to reach out to us at 805-543-1816. While you can visit us at our branch for personalized service during our operating hours from Monday to Friday from 9:00 AM to 5:00 PM, official correspondence should be sent to the same address as listed above. Join us at Sesloc as we continue to grow together! Visit our website at sesloc.org for more information on how we can assist you today.

Becoming a member of Sesloc means joining a welcoming community that values your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in San Luis Obispo County or be related to someone who does. This inclusive approach makes it easy for more people to benefit from our services. At Sesloc, we offer a variety of financial products tailored to meet your needs, whether it's saving for a dream vacation or financing a new car. You can find all the details about eligibility by visiting our website at https://www.sesloc.org/why-sesloc/membership-benefits/ . Opening an account is straightforward and convenient! Just head over to https://www.sesloc.org/personal/remote-and-digital-banking/accounts-eservices-enroll-online-banking/ to get started. If you have any questions along the way, don't hesitate to reach out to us at (805) 543-1816. We're excited to help you take this step towards better financial health right here at 1 Grand Ave Bldg 65 San Luis Obispo Ca 93407!

At Sesloc, we understand that managing your finances should be simple and convenient. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle while ensuring top-notch security for your information. With our 24/7 online banking services available at https://www.sesloc.org/ , you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our platform is user-friendly and built with your needs in mind, making banking not just easy but enjoyable. One of the standout features is our mobile application, which allows you to manage your finances right from your smartphone. You can make person-to-person transfers effortlessly, send money to friends or family without any hassle, and take advantage of mobile payments for quick transactions at stores that accept them. Plus, with the option for electronic signature authorization, signing documents is as easy as tapping on your screen. For those who prefer to go paperless, we offer e-statements that allow you to view and manage your account statements digitally. This feature not only helps you stay organized but also contributes to saving the environment. Security is a top priority at Sesloc. We use advanced security measures to keep your personal information safe while you enjoy the convenience of digital banking. You can bank confidently knowing that we have taken the necessary steps to protect your data. In short, our digital and online banking services are crafted to provide you with flexibility, accessibility, and real-time account management all from the comfort of home or on the go. Experience the ease of banking with us today!

At Sesloc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to maintaining our financial health, we ensure that your money is in safe hands. With a net worth of $107,997,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,593,260 in share certificates and $17,217,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $102,257,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,268 in used auto loans and $845,763,591 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our impressive $4,545,626, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,365,960. Total Share and Deposit Accounts: 120,412, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sesloc is your trusted partner. Visit us at 1 Grand Ave Bldg 65 San Luis Obispo Ca 93407 or call (805) 543-1816 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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