Personal Loans in Ephraim, UT 84627

Looking for a personal loan in Ephraim, UT? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s a home project or unexpected bills, you’ll get clear options without the hassle.

Ephraim residents appreciate fast approval and friendly service from community-focused lenders. Start comparing personal loan options today to secure financing that supports your goals and keeps your finances on track.

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APR

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8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.39 - 11.99 %

1 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.99 - 13.99 %

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.14 - 12.99 %

2 - 5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Deseret First has a Signature loan with an APR of 12.14% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Ephraim, UT

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MOUNTAIN AMERICA FEDERAL CREDIT UNION	620 N MAIN ST EPHRAIM UT 84627	⏰ Monday-Friday 9:00-6:00 📞 4352835222	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $20,276,595,321 Deposits: $2,498,647,369 Net Worth: $1,866,422,746 Employees: 3426 Members: 1,295,749
UTAH HERITAGE CREDIT UNION	268 S MAIN ST EPHRAIM UT 84627	⏰ LOBBY M-F 9-5 DRIVE THRU 8:30-5 SAT 9-12 📞 4352838288 📠 4354368190	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $143,400,591 Deposits: $15,748,057 Net Worth: $15,959,484 Employees: 24 Members: 8,720

🏘️ All the Lenders Available in Sanpete County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅UTAH HERITAGE CREDIT UNION

✅SOUTH SANPETE CREDIT UNION

✅NORTH SANPETE FEDERAL CREDIT UNION

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