Member Eligibility
At Mountain America, we believe that everyone deserves access to financial services in a friendly and welcoming environment. Becoming a member is easy and opens the door to a community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We also welcome family members of existing members, making it simple for you to share the benefits of membership with those you love. To learn more about specific eligibility criteria, feel free to visit our website. Once you're ready to take the next step, opening an account with us is straightforward! Our team at Mountain America, located at 620 N Main St Ephraim Ut 84627, is here to guide you through the process and answer any questions you might have. You can reach us at (435) 283-5222 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. Join us today and experience the advantages of being part of a supportive community where your financial goals are our priority!
Financial Strength
At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 620 N Main St Ephraim Ut 84627 in Ephraim, UT, we are proud to showcase our strong financial foundation, which reassures you that your money is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $1,845,749,365 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and implement better security measures for our members. With $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $49,401,335, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees ready to assist you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $180,378,688, while the total number of share accounts has reached an impressive 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 620 N Main St Ephraim Ut 84627 or call (435) 283-5222 to learn more about how we can help you achieve your financial goals.
