Personal Loans in El Paso, TX

Finding the best personal loan rates in El Paso, TX doesn’t have to be complicated. Compare offers from trusted local credit unions to get fast approvals and terms that fit your budget.

Whether you’re managing unexpected expenses or planning a big purchase, local credit unions understand El Paso’s community and can provide friendly, affordable loan options tailored just for you.

Filters

Lender
APR
Term
Amount
Link
Info
firstmarkcu
9.99 - 18 %
1 - 5 Yrs
$50,000
rallycu
9.99 - 18 %
5 Yrs
rbfcu
10 - 12.15 %
2 - 5 Yrs
truitycu
10.25 - 11.75 %
1 - 6 Yrs
bankwithrave
10.25 - 17.25 %
5 Yrs
texasbaycu
10.49 - 14.99 %
2.1 - 7 Yrs
bfcu
10.5 - 17.15 %
1 - 5 Yrs
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000
velocitycu
10.74 - 11.49 %
5 Yrs
20,000 - $40,000
ecu
10.9 - 19.9 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-15

Credit Union Loan Rates - Trends & Analysis:

Firstmark Personal loans have a 9.99% APR today, unchanged from 7 and 30 days ago. There is no change in the rate compared to the previous week. Rally's personal loan rates for signature and line of credit loans are 9.99% APR today, down from 12.5% seven days ago. There is no data for 30 or more days ago for comparison. Randolph Brooks has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 11.2% APR, also unchanged during these time periods.

Truity's the Advantage personal 65 loan with an APR of 10.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal 30 loan has a fixed APR of 11.75% , also unchanged during these periods. Rave Financial's Personal loan has an APR of 10.25% today, down from 12% thirty, sixty, and ninety days ago, and unchanged from seven days ago. The Flexible line of credit (variable) has a steady APR of 11.75% , with no change over the past seven, sixty, or ninety days.

Texas Bay's Signature loans with an APR of 10.49% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Barksdale has a Personal line of credit with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 11.9% , also unchanged during those periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

Velocity's personal loans with an APR of 10.74% and lines of credit at 11.49% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates apply to all terms for each product. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7, 30, and 60 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and two months ago.

🏦 All Local Lenders in El Paso, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
RAIZ FEDERAL CREDIT UNION
100 VILLAGE CT EL PASO TX 79922
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $990,017,143
Deposits: $79,280,223
Net Worth: $121,306,359
Employees: 241
Members: 74,265

🏘️ All the Lenders Available in El Paso County, TX

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