Personal Loans in Odessa, TX

Looking for the best personal loan rates in Odessa, TX? Compare local credit union offers to find low rates, fast approvals, and terms that fit your budget. It’s a simple way to get the funds you need without the hassle.

Odessa’s credit unions understand our community and offer flexible loans designed to help you reach your goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you can count on personalized support and competitive rates right here at home.

Filters

Lender
APR
Term
Amount
Link
Info
velocitycu
10.74 - 11.49 %
5 Yrs
20,000 - $40,000
∞
ecu
10.9 - 19.9 %
5 Yrs
∞
rrcu
11.3 - 13.3 %
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
gtfcu
12.99 %
0.1 - 5 Yrs
2,500 - $10,000
∞
unitedfcu
12.99 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Odessa, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
ODESSA EMPLOYEES CREDIT UNION
1006 E 7TH ST ODESSA TX 79761
Drive-Thru
E-Statements
E-Signature
Assets: $20,010,520
Deposits: $2,646,906
Net Worth: $3,107,014
Employees: 6
Members: 1,351
ODESSA EMPLOYEES CREDIT UNION
1006 E 7TH ST ODESSA TX 79761
E-Statements
E-Signature
Assets: $20,010,520
Deposits: $2,646,906
Net Worth: $3,107,014
Employees: 6
Members: 1,351
WEST TEXAS CREDIT UNION
1001 N LEE AVE ODESSA TX 79761
Drive-Thru
P2P
E-Statements
Assets: $62,234,275
Deposits: $5,708,744
Net Worth: $6,438,724
Employees: 26
Members: 4,828
FIRST BASIN CREDIT UNION
713 GOLDER AVE ODESSA TX 79761
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $313,974,208
Deposits: $11,710,777
Net Worth: $34,205,562
Employees: 97
Members: 29,062

🏘️ All the Lenders Available in Ector County, TX

✅ODESSA EMPLOYEES CREDIT UNION
✅WEST TEXAS CREDIT UNION
✅FIRST BASIN CREDIT UNION
✅SOUTHWEST HERITAGE CREDIT UNION
✅COMPLEX COMMUNITY FEDERAL CREDIT UNION
✅TXDOT CREDIT UNION
✅SOUTHWEST 66 CREDIT UNION
✅MY COMMUNITY CREDIT UNION

Compare other loan types in Odessa, TX

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