Personal Loans in Lubbock, TX 79416

Looking for the best personal loan rates in Lubbock, TX? If you have excellent credit, now’s the perfect time to compare offers from trusted local lenders who understand your needs and can provide flexible, affordable terms.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, exploring your options in Lubbock helps you find a loan that fits your budget and goals. Start comparing today to secure the best rates available in your community.

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APR

Term

Amount

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11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.49 - 16.49 %

1 Yrs

∞

12.99 %

0.1 - 5 Yrs

2,500 - $10,000

∞

12.99 %

5 Yrs

∞

13.5 - 13.99 %

$50,000

∞

13.74 %

4 - 6 Yrs

$7,499.99

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago.

Greater Texas has a Helping hand loan and a Personal loan, both with an APR of 12.99% . These rates have stayed the same over the past 7, 30, 60, and 90 days. There's no change in the interest rates for either loan during this time. United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days.

Intouch has a personal loan with an APR of 13.74% today. There's no change in the rate compared to 7 and 30 days ago.

🏦 All Local Lenders in Lubbock, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ALLIANCE CREDIT UNION	1008 FRANKFORD AVE LUBBOCK TX 79416	⏰ 9:00AM-5:00PM Lobby7:30AM-6:00PM Drive Thru 📞 8067985554	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $613,368,790 Deposits: $24,705,372 Net Worth: $71,252,180 Employees: 190 Members: 51,436

🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION

✅CAPROCK SANTA FE CREDIT UNION

✅TEXAS TECH FEDERAL CREDIT UNION

✅FIRST BASIN CREDIT UNION

✅ALLIANCE 97103 CREDIT UNION

✅CITIZENS FEDERAL CREDIT UNION

✅CAPITAL 24930 CREDIT UNION

✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Lubbock, TX

Why compare Personal Loans in Lubbock, TX on LendMesh

If you’re in Lubbock, TX and looking for the best personal loan rates for excellent credit, keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable rates tailored to your financial goals. Taking the time to shop around lets you make smarter choices without any pressure, so you can find the loan that fits your needs with confidence.

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