Cheap Mortgage Refinance & Quick Personal Loans | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance, your trusted financial partner located at 1008 Frankford Ave, Lubbock, TX 79416. With a rich history dating back to 1940, we are proud to serve our community with integrity and dedication. At Alliance, we prioritize our members' needs and aim to empower them through personalized financial solutions. As a member of our credit union, you join a vibrant community of over 51,436 fellow members who benefit from our competitive offerings. Our total assets amount to an impressive $613,368,790, which reflects our commitment to fostering financial growth and stability for all our clients. We understand that your trust is paramount, which is why we maintain a strong net worth of $71,252,180 and keep $10,790,090 in cash readily available for your needs. Whether you are looking for checking and savings accounts, auto loans, or mortgage financing, we have tailored products designed just for you. With over 19,777 loans issued and total deposits reaching $24,705,372, our focus remains on delivering exceptional value to each member. Led by CEO Matt Grannan and Board President Patsy Wilson, our team of 190 employees is here to provide you with the highest level of service. We are committed not just to your financial well-being but also to enhancing the overall quality of life in Lubbock. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1008 Frankford Ave, Lubbock, TX 79416. We invite you to explore the many ways we can support your financial journey. For inquiries or assistance, feel free to call us at (806) 798-5554 or visit our website at Alliance Credit Union. Join us today and experience the difference of a credit union that truly cares!

Branch History & Mission

Join Us

At Alliance, we're not just about numbers; we're about people. With a dedicated team ready to assist you and a focus on community engagement, we invite you to join us today. Experience firsthand how being part of Alliance can make a difference in your life. Visit us online or stop by our branch we look forward to welcoming you into the Alliance family!

Our Evolution

From humble beginnings in 1940, Alliance has evolved into a trusted financial partner for many families and businesses in Lubbock. Located at 1008 Frankford Ave, our branch is easily accessible, making it convenient for members to visit us during our operating hours from 7:30 AM to 6:00 PM on weekdays. We are proud to offer features like drive-thru banking and ATM access for added convenience. Over the years, we've embraced digital advancements while ensuring that our services remain personal and accessible. Our commitment to ADA compliance means everyone can access our facilities with ease. We understand that each member's needs are unique, which is why we offer a range of products including auto loans, mortgages, personal loans, and business banking solutions.

Our Mission

The mission of Alliance is simple yet profound: to serve our members and enhance their financial well-being while contributing positively to the community. We strive not just to provide financial products but also to be a resource for education and support. This mission is reflected in every interaction we have with our members. We believe in giving back to Lubbock by participating in various outreach programs and partnerships with local organizations. Through these efforts, we aim to create a lasting impact on the lives of those we serve. While members can visit us at 1008 Frankford Ave, official correspondence should be sent to the same address as there is no separate mailing address. If you have questions or need assistance, feel free to reach out at (806) 798-5554.

Branch Location & Accessibility

Accessibility and Parking

At Alliance, we prioritize your convenience. Our location offers ample parking, so you can easily pop in for your banking needs without worrying about finding a spot. Plus, our branch is fully accessible with features like ramps and ADA-compliant entrances, ensuring that everyone can bank comfortably.

Get in Touch

Ready to experience personalized banking? Give us a call at 806-798-5554 or stop by our Northwest Branch today! Our friendly team is excited to help you with all your financial needs and answer any questions you may have. We look forward to welcoming you soon!

Operating Hours

We understand that life can get busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM. If you prefer drive-thru services, we've got you covered with extended hours from 7:30 AM to 6:00 PM during the week. Whether you need to make a quick deposit or discuss loan options, we're here for you.

Services Offered

At Alliance, we offer a wide array of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got solutions that work for you. You can also take advantage of our drive-thru banking for simple transactions and enjoy the convenience of ATM access for withdrawals and balance checks. While members can visit us at our branch location, official correspondence should be sent to the same address: 1008 Frankford Ave, Lubbock, TX 79416.

Member Eligibility

At Alliance, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you live, work, worship, or attend school in the Lubbock area, you're already on your way to becoming part of our community! We welcome individuals and their families who meet these simple criteria. Plus, as a member of Alliance, you'll gain access to a range of financial services designed to help you achieve your goals, from personal loans to savings accounts that grow with you. Getting started is easy! You can visit us at our branch located at 1008 Frankford Ave Lubbock Tx 79416 or give us a call at (806) 798-5554 for any questions. To learn more about eligibility and ensure you meet all the requirements, feel free to check out our detailed informati. Join us today and take the first step toward building your financial future with a trusted partner by your side!

Business Banking & Commercial Services

Empowering Your Business with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Seamless Merchant Services

Imagine having a reliable partner for your payment processing needs someone who understands the pulse of your business. Our merchant services help streamline transactions, allowing you to focus on what you do best: running your business. From easy credit card processing to comprehensive reporting tools, we provide solutions that enhance your cash flow and improve customer experiences. Located at 1008 Frankford Ave, Lubbock, TX 79416, our dedicated team is ready to assist you. Give us a call at 806-798-5554 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility

At Alliance, we understand that everyone has different needs. That's why our lobby hours are designed to accommodate busy schedules from 7:30 AM to 6:00 PM during weekdays making it easier for you to get the help you need when it matters most. If you're ready to explore how we can assist with your financial journey or have any questions about our services, don't hesitate to reach out! You can call us at 806-798-5554 or visit us online at Alliance Credit Union. We're here to help make banking work for you!

Business Banking Services

For local businesses, we provide comprehensive solutions to help you thrive. Our business banking services, including merchant services and business loans, ensure that you have the support necessary to grow your operations.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With just a few taps on your phone, you can check balances, transfer funds, or pay bills all from the comfort of your home. Additionally, we have an ATM available for quick cash withdrawals and basic transactions. For those who prefer face-to-face interaction, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car.

Personal Banking Solutions

Whether you're saving for a big purchase or planning for your future, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances effectively. If you're looking to finance a new vehicle, our auto loans and vehicle financing provide competitive rates to get you on the road quickly. Need a new home? Our mortgage loans and refinancing options can help turn your dream into reality. And if you're facing unexpected expenses, our personal loans and debt consolidation services can give you the relief you need without the stress. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts in real-time, making it simple to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. For those who prefer going paperless, we provide e-statements that keep your financial records organized and accessible whenever you need them. You won't have to worry about clutter or misplacing important documents again!

Mobile Banking

Stay connected with our mobile application, which puts all the power of banking right in your pocket. Need to make a quick payment? Our mobile payments feature lets you pay directly from your phone with just a few taps. And if you want to send money to friends or family, our person-to-person transfer service makes it quick and easy no cash needed!

Security & Accessibility

Your security is our top priority. Our online banking services are equipped with robust security measures to ensure that your information stays safe. Plus, our user-friendly interface makes it easy for everyone whether you're tech-savvy or not to navigate through your accounts without hassle. With Alliance, you can enjoy peace of mind knowing that managing your finances is both convenient and secure. Join us today and discover how our digital banking solutions can enhance your banking experience!

Financial Strength

Commitment to Growth

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing $8,633 in used auto loans and $513,469,519 in total loans and leases; this enables us to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts: 77,822, showing a strong and growing member base that trusts us with their finances. This trust translates into a community where everyone benefits from shared success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 1008 Frankford Ave Lubbock Tx 79416 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,069,441 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used vehicle or a brand-new model, our competitive rates and flexible terms can make your car-buying experience smoother and more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business, and our tailored financing options can help you navigate those challenges more effectively.

Conclusion

At Alliance, we're dedicated to providing financial solutions that meet your needs head-on. Whether you're considering an auto loan, mortgage, credit card, or commercial loan, our team is here to guide you through the process. For more information on how we can assist you, feel free to reach out at (806) 798-5554 or visit us at 1008 Frankford Ave Lubbock Tx 79416, Lubbock, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We aim to provide accessible solutions for first-time homebuyers and those looking to refinance existing mortgages, ensuring that you have the support you need at every step of the journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. These cards are designed for convenience and ease of use, allowing you to make purchases without tying up your savings.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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ALLIANCE CREDIT UNION - Lubbock, TX

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