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Baxter Credit Union and Lifetime Credit Union each have a branch in Richardson. They appear in the rate table below, which lists personal loans in Richardson, TX 75082 and lenders serving Collin County. This is a complete list of local institutions with branches here.
Unsecured personal loans have higher rates because they lack collateral. If payments stop, the lender cannot seize property but can report missed payments to credit bureaus and pursue collection actions. This increases risk and influences the rate offered on loans in Collin County.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
United's Fixed rate signature loan has a minimum APR of 13.24% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it was 12.99% . Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Intouch has a personal loan with an APR of 13.74% today. There's no change in the rate compared to 7 and 30 days ago.
Truwest's Personal line of credit has an APR of 14.25% today, which is up from 14% seven, 30, 60, and 90 days ago. The rate has stayed steady over the past three months before this recent increase. Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.