Personal Loans in Carbondale, IL 62901

Looking for an unsecured line of credit in Carbondale, IL? Compare personal loan offers from trusted local lenders to find flexible terms and competitive rates that fit your needs. Whether it’s for everyday expenses or bigger plans, you’ll find options designed with your community in mind.

Carbondale residents enjoy fast approvals and personalized service from local banks and credit unions. Take a few minutes to compare your options and secure the right financing, so you can handle life’s surprises with confidence and ease.

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9.99 - 13.99 %

∞

10.7 %

1 - 5 Yrs

∞

10.99 %

5 Yrs

∞

11.49 %

3 - 5 Yrs

$10,000

∞

11.5 - 12 %

3 - 5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.5 %

∞

12.99 - 15.74 %

1 - 5 Yrs

$48,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. 1St Midamerica has a Personal line of credit and a Signature loan, both with an APR of 10.7% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Numark's personal loans with an APR of 10.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Scott's Signature loans with an APR of 11.5% today, unchanged from it was 60 and 90 days ago. There's no change in the rate compared to the past two months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Advia's Signature loan has an APR of 12.5% today, which has stayed the same over the past 7, 30, 60, and 90 days. This rate remains steady without any recent changes.

Credit Union 1 has a Signature loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Carbondale, IL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SIU CREDIT UNION	1175 E MAIN ST CARBONDALE IL 62901	⏰ M_F 8:00 a.m. - 5:00 p.m. 📞 6184573595 📠 6185498640	ATM Services Only	P2P E-Statements E-Signature	Assets: $497,131,121 Deposits: $67,126,640 Net Worth: $58,183,336 Employees: 120 Members: 44,800
SIU CREDIT UNION	1217 W MAIN ST CARBONDALE IL 62901	⏰ M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m. 📞 6184573595 📠 6185498640	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $497,131,121 Deposits: $67,126,640 Net Worth: $58,183,336 Employees: 120 Members: 44,800
CARBONDALE HIGHWAY CREDIT UNION	2801 W MURPHYSBORO RD CARBONDALE IL 62901	⏰ Monday-Friday 9:00am-2:00pm 📞 6185496624 📠 6185295267	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $5,658,546 Deposits: $2,055,854 Net Worth: $863,605 Employees: 2 Members: 700

🏘️ All the Lenders Available in Jackson County, IL

✅SIU CREDIT UNION

✅CARBONDALE HIGHWAY CREDIT UNION

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