Personal Loans in Chicago, IL

Looking for low-interest personal loans in Chicago, IL? Compare top local offers quickly and easily to find the best rate that fits your budget. Whether it’s for home repairs, debt consolidation, or unexpected expenses, affordable options are just a few clicks away.

Our goal is to help Chicago residents access fast approvals and flexible terms from trusted lenders in your community. Start comparing today and take control of your finances with a loan designed to support your unique needs and goals.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
msufcu
7 - 28 %
1 - 15 Yrs
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
jfcu
7.99 - 11.99 %
1 - 7 Yrs
firstcommunity
8.25 - 10.45 %
5 Yrs
statefarmfcu
8.49 - 9.49 %
5 Yrs
$50,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
togethercu
8.64 - 10.99 %
6 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

Michigan State University has a Green & white loan with an APR of 7% , which has stayed the same over the past 7, 60, and 90 days. The Signature loan has a 11.5% APR today, unchanged from 7, 60, and 90 days ago. The Flex loan's APR is 28% now, higher than it was 90 days ago. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

Justice has a personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to know what to expect over time. First Community's personal loans like the Member's choice (signature loan) and The wedding loan (signature loan) with APRs of 10.45% and 8.25% , respectively. These rates have stayed the same over the past 7, 30, 60, and 90 days. The Vacation/holiday loan also holds steady at 9% APR.

State Farm's personal installment loan has an APR of 8.49% , which is unchanged from both 7 and 60 days ago. The line of credit loan rate is 9.49% APR and has stayed the same compared to 7 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months.

🏦 All Local Lenders in Chicago, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
SHILOH ENGLEWOOD FEDERAL CREDIT UNION
7058 S RACINE AVE CHICAGO IL 60636
Assets: $288,192
Deposits: $178,215
Net Worth: $108,544
Employees: 0
Members: 148

🏘️ All the Lenders Available in Cook County, IL

Compare other loan types in Chicago, IL

Why compare Personal Loans in Chicago, IL on LendMesh

If you’re searching for the best loans with low interest in Chicago, IL, it’s worth taking a little extra time to compare offers across multiple lenders on LendMesh. Exploring different options can uncover better deals and more affordable rates tailored to your needs. Keep browsing and comparing at your own pace to find a loan that fits your financial goals without any pressure.

Consider subscribing to LendMesh for personalized loan alerts that match your ideal interest rate—whether that’s 4%, 5%, or another target. You’ll receive timely notifications when rates drop below your set threshold, plus expert insights, market trends, and curated loan deals delivered weekly or monthly. Join thousands of Chicago borrowers who use LendMesh to stay informed and secure the most cost-effective financing options available.

Customers are also interested in:

Best Loans For Low Interest