Personal Loans in Rapid City, SD 57703

Looking for quick loans in Rapid City, SD? Discover personal loan options from trusted local credit unions like Black Hills and Dacotah, offering fast approvals and flexible terms tailored to your needs.

Compare the best offers side-by-side to find a loan with low monthly payments and rates that fit your budget. Get the cash you need with lenders who care about our community’s growth.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Rapid City, SD

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BLACK HILLS FEDERAL CREDIT UNION	950 ELK VALE RD RAPID CITY SD 57703	⏰ Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0 📞 6053430891 📠 6057186146	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,331,429,590 Deposits: $56,401,782 Net Worth: $233,163,323 Employees: 398 Members: 105,311
DACOTAH FEDERAL CREDIT UNION	2990 E HIGHWAY 44 RAPID CITY SD 57703	⏰ M-TH 8:00 AM- 5:00 PMFRI 8:00AM-5:30PM SAT 9:00AM-12:00PM 📞 6057911424 📠 6053482986	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements	Assets: $11,350,186 Deposits: $755,038 Net Worth: $1,062,436 Employees: 3 Members: 887

🏘️ All the Lenders Available in Pennington County, SD

✅BLACK HILLS FEDERAL CREDIT UNION

✅DACOTAH FEDERAL CREDIT UNION

✅SENTINEL FEDERAL CREDIT UNION

✅MINUTEMAN FEDERAL CREDIT UNION

✅RUSHMORE ELECTRIC FEDERAL CREDIT UNION

✅ASPEN FEDERAL CREDIT UNION

✅HIGHMARK FEDERAL CREDIT UNION

✅INTERFAITH FEDERAL CREDIT UNION

✅DAKOTA STAR FEDERAL CREDIT UNION

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