Personal Loans in Sioux Falls, SD 57103

Looking for an instant personal loan online in Sioux Falls, SD? Compare offers from trusted local lenders to find fast approval and terms that fit your budget. Whether it’s for unexpected expenses or big plans, getting the right loan is simple and hassle-free.

Start your search today and see personalized loan options from banks and credit unions right here in Sioux Falls. With competitive rates and friendly service, you can secure funds quickly and get back to what matters most.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Sioux Falls, SD

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LEVO FEDERAL CREDIT UNION	1741 S CLEVELAND AVE SIOUX FALLS SD 57103	⏰ 8 am - 5 pm 📞 6053342471 📠 6059778340	ATM Services Only	P2P E-Statements E-Signature	Assets: $504,045,964 Deposits: $57,621,859 Net Worth: $53,838,752 Employees: 125.0 Members: 36,419
SERVICE FIRST FEDERAL CREDIT UNION	3901 E 10TH ST SIOUX FALLS SD 57103	⏰ Monday and Friday Lobby 9:00AM-5:30 PM Monday and Friday Drive-up 8:00AM-6:00PM Tueday Thru Thursday Lobby 9:00AM-4:30PM Tue 📞 6053361047 📠 6053366529	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $200,051,859 Deposits: $26,004,201 Net Worth: $17,178,082 Employees: 62 Members: 17,455
SERVICE FIRST FEDERAL CREDIT UNION	1300 N MORRELL AVE SIOUX FALLS SD 57103	⏰ Monday, Tuesday & Wednesday 9:00AM-4:30PM Thursday & Friday 8:00AM-5:30PM 📞 6053363775 📠 6053366529	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $200,051,859 Deposits: $26,004,201 Net Worth: $17,178,082 Employees: 62 Members: 17,455

🏘️ All the Lenders Available in Minnehaha County, SD

✅BLUESTONE FEDERAL CREDIT UNION

✅VOYAGE FEDERAL CREDIT UNION

✅BLACK HILLS FEDERAL CREDIT UNION

✅LEVO FEDERAL CREDIT UNION

✅SERVICE FIRST FEDERAL CREDIT UNION

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