Personal Loans in Owatonna, MN

Looking for the best personal loan offers in Owatonna, MN? Compare local options with flexible terms designed to fit your budget and lifestyle. Whether it’s for debt consolidation or an unexpected expense, you’ll find trusted lenders ready to help you move forward.

Owatonna residents enjoy quick approvals and friendly service from credit unions that truly care about our community. Explore competitive rates and personalized support to secure a loan that works for you—because here, neighbors support neighbors every step of the way.

Filters

Lender
APR
Term
Amount
Link
Info
mayocreditunion
10.79 - 11.75 %
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
mmfcu
11.99 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Mid Minnesota's Personal loan has a 11.99% APR today, which is up from 11.84% thirty, sixty, and ninety days ago. The rate has not changed in the past seven days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Owatonna, MN

Lender NameBranch AddressOffice ServicesLender Snapshot
HOME TOWN FEDERAL CREDIT UNION
2400 W BRIDGE ST OWATONNA MN 55060
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $270,754,764
Deposits: $10,386,426
Net Worth: $25,126,573
Employees: 56
Members: 24,935
HOME TOWN FEDERAL CREDIT UNION
150 18TH ST SW OWATONNA MN 55060
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $270,754,764
Deposits: $10,386,426
Net Worth: $25,126,573
Employees: 56
Members: 24,935
FEDERATED EMPLOYEES CREDIT UNION
1929 S CEDAR AVE OWATONNA MN 55060
P2P
E-Statements
E-Signature
Assets: $59,354,198
Deposits: $4,143,828
Net Worth: $7,958,227
Employees: 9
Members: 4,820
FEDERATED EMPLOYEES CREDIT UNION
121 E PARK SQ OWATONNA MN 55060
P2P
E-Statements
E-Signature
Assets: $59,354,198
Deposits: $4,143,828
Net Worth: $7,958,227
Employees: 9
Members: 4,820

🏘️ All the Lenders Available in Steele County, MN

✅HOME TOWN FEDERAL CREDIT UNION
✅FEDERATED EMPLOYEES CREDIT UNION

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