Three branches are located in Kalamazoo, MI 49008, represented by Consumers Credit Union, Honor Credit Union, and Preferred Credit Union. Their personal loan rates are displayed in the table below along with other lenders serving Kalamazoo County. This collection is complete for the ZIP code and supports comparisons of the best loan rates in Kalamazoo MI.
An origination fee is usually taken from the total loan amount before funds are delivered, so the cash received will be less than the amount borrowed. This fee is separate from interest and affects the initial sum available to the borrower.
4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a slightly higher APR of 12.71% , up from 12.46% seven days ago and also higher than the rates from 30, 60, and 90 days ago. Community Choice has a Signature loan with an APR of 11.24% and a Line of credit at 14.4% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These steady rates provide clear information for members considering personal loans.
Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods. Pfcu's unsecured loans with an APR of 11.55% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Financial Plus Personal loan has an APR of 11.74% today, unchanged from it was 7, 30, and 60 days ago. The rate has remained steady over the past two months.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time.
Dort Financial's Signature loans and Unsecured loans with an APR of 11.99% for both products. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The consistent APR applies across all terms for these personal loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| CONSUMERS CREDIT UNION | 3140 OAKLAND DR KALAMAZOO MI 49008 | ATM Drive-Thru P2P E-Statements | Assets: $2,384,854,945 Deposits: $65,993,314 Net Worth: $223,309,042 Employees: 431 Members: 142,950 |
| PREFERRED CREDIT UNION | 4245 S WESTNEDGE AVE KALAMAZOO MI 49008 | ATM P2P E-Statements E-Signature | Assets: $286,611,290 Deposits: $26,196,315 Net Worth: $39,556,196 Employees: 77 Members: 24,113 |
| HONOR CREDIT UNION | 4400 STADIUM DR KALAMAZOO MI 49008 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $1,709,282,455 Deposits: $45,643,224 Net Worth: $203,027,616 Employees: 474 Members: 107,471 |
When reviewing the table above, focus on comparing the APR rather than the headline rate for each loan offer. The APR includes fees that the headline rate may leave out, making it a more accurate basis to compare the total cost of loans. This approach helps ensure that different offers are evaluated on a like-for-like basis when you examine the rows.
You choose which loan types to follow for rate alerts, selecting only those you want to monitor rather than all available types. Setting up alerts requires a free LendMesh account and allows you to specify the rate figure yourself. The alert triggers when a lender publishes a rate below your chosen number, and a weekly newsletter summarizing recent rate movements is included with the alerts.