Consumers Kalamazoo MI Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Consumers, your trusted financial partner located at 3140 Oakland Dr, Kalamazoo, MI 49008. Established in 1964, we take pride in serving our community with a robust membership base of 142,950 members. As part of our commitment to you, we manage an impressive total of assets amounting to $2,384,854,945, ensuring that we have the resources to meet your financial needs effectively. At Consumers, we understand that every member has unique aspirations and challenges. That's why we offer a diverse range of services including personal banking, auto loans, mortgage solutions, and business banking options. With a total loan portfolio of 87,715 loans and leases and total deposits reaching $65,993,314, we are dedicated to supporting your financial journey while fostering growth within our community. Our team is led by CEO Scott Sylvester and Board President Kim Shook, who are passionate about delivering exceptional service and guiding you towards financial success. With 431 employees ready to assist you, whether it's through our drive-thru or online banking services, you can feel confident knowing that help is just a phone call away at 269-345-7804. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009. Join us today and experience the difference of being part of a credit union that truly cares. For more information about our offerings or to get started on your financial journey with us, visit Consumers' website or give us a call. We look forward to welcoming you!

Branch History & Mission

Welcome to Consumers, a credit union with deep roots in the Kalamazoo community. Established in 1964, our branch has grown alongside our members, evolving to meet their needs while maintaining a commitment to service and integrity. Located at 3140 Oakland Dr, Kalamazoo, MI 49008, we are proud to serve not just as a financial institution but as a trusted partner in our members' lives. Over the years, Consumers has built a strong legacy. Today, we proudly boast a total membership of 142,950 and total assets reaching an impressive $2,384,854,945. This growth reflects our dedication to providing excellent services tailored to the unique needs of our community. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer financial solutions that empower our members. Our mission is simple yet impactful: to enhance the lives of our members by providing accessible financial services and supporting local initiatives that foster community growth. We believe that when our members thrive, so does our entire community. That's why we actively participate in outreach efforts and partnerships aimed at improving the quality of life for everyone in Kalamazoo. While you can visit us at our main branch address for all your banking needs, official correspondence should be directed to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009. We invite you to experience our welcoming environment during operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon. At Consumers, we also embrace technology with features like online banking and mobile payments for your convenience. Our commitment extends beyond just financial transactions; we provide ATM access and drive-thru banking for easy withdrawals and deposits. Join us today and discover how Consumers can help you achieve your financial goals while being part of a supportive community. We look forward to welcoming you! For any inquiries or assistance, feel free to reach out at (269) 345-7804.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. That's why our branch is fully compliant with ADA standards, featuring ramps and accessible parking spots to ensure everyone can visit us comfortably. Whether you're coming for personal banking or need assistance with loans, our team is ready to help you every step of the way.

Call to Action

Ready to experience exceptional service? We invite you to stop by or give us a call at 269-345-7804. The team at Consumers Credit Union looks forward to helping you achieve your financial goals!

Convenient Services

At Consumers Credit Union, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got your financial journey covered. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it. Plus, if you're in a hurry, take advantage of our drive-thru banking for simple transactions without leaving your vehicle. While members can visit us at 3140 Oakland Dr for all their banking needs, official correspondence should be sent to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009.

Operating Hours

We know your time is valuable. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and we're open on Saturday from 9 AM to noon. While we close on Sundays, we're here to serve you during the week when it matters most.

Member Eligibility

At Consumers, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to anyone who lives, works, or worships in the area. We also extend membership to family members of existing members, which helps strengthen our supportive network. The perks of being part of Consumers are numerous, including access to personalized financial services and competitive rates on loans and savings accounts. If you're ready to take the next step, you can learn more about eligibility by visiting our website. For those eager to get started with opening an account, it's just as easy! Feel free to give us a call at (269) 345-7804, or stop by our branch located at 3140 Oakland Dr Kalamazoo Mi 49008 during our operating hours. We look forward to welcoming you into the Consumers family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner who streamlines your payment processes while you focus on what you do best. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. This means faster transactions and satisfied customers, which can directly impact your bottom line. Located at 3140 Oakland Dr Kalamazoo Mi 49008 in Kalamazoo, MI, we're here to help you navigate the financial landscape of running a business. Reach out to us today at (269) 345-7804 and let's talk about how we can support your vision!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are here to help. We offer competitive rates and flexible terms tailored to fit your budget. Picture driving off in your dream vehicle while knowing that you've secured the best financing available.

Business Banking

Entrepreneurs and business owners will find value in our Business Banking services, including Merchant Services and Business Loans. We're committed to supporting local businesses by providing the necessary tools and resources to help them thrive.

Convenient Access Options

At Consumers, we know that flexibility matters. That's why we offer Online & Mobile Banking, enabling you to bank anytime and anywhere. With features like ATM access for withdrawals and balance checks alongside basic drive-thru banking for quick deposits and withdrawals, managing your money has never been easier. We invite you to visit us at Consumers or give us a call at 269-345-7804 to learn more about how our comprehensive range of services can help you achieve your financial goals. Let us be part of your journey towards financial success!

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards program allows you to earn points for every dollar spent. These rewards can add up quickly, helping you save on future purchases or even travel! It's an easy way to make the most out of your everyday spending.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can provide the guidance you need. We understand that homeownership is a significant step, and we're here to support you through the entire process from application to closing.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings solution, our Personal Banking services have got you covered. Imagine being able to easily manage your finances with our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and pay bills right from your phone making banking as convenient as possible.

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise or when you want to consolidate debt, our Personal Loans & Debt Consolidation options offer a straightforward solution. You can tackle those financial hurdles with ease, allowing you to focus on what truly matters.

Digital & Online Banking

Convenient Features

We know how important it is to stay connected to your money. Our electronic signature authorization option allows you to sign documents digitally, saving you time and effort. For those who prefer going paperless, we provide e-statements that you can easily view and download whenever needed. This means less clutter in your mailbox and more convenience for you! If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature has got you covered. You can effortlessly send funds without the hassle of cash or checks. And if you're into mobile payments, you'll be happy to know that we support this feature too! Use your smartphone for quick transactions at participating merchants.

Security First

Your security is our top priority. We implement robust measures to keep your personal information safe while providing easy access to your accounts. With secure login protocols and constant monitoring, you can feel confident that your financial data is protected. In summary, Consumers offers a comprehensive suite of digital banking services that makes managing your finances straightforward and secure. Explore all these features today by visiting us at https://www.consumerscu.org/!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 308,686, showing a strong and growing member base that trusts us with their finances. Our ability to manage these accounts effectively speaks volumes about our dedication to serving you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 3140 Oakland Dr Kalamazoo Mi 49008 or call 269-345-7804 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency while still enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases.

Solid Financial Foundation

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those seeking business opportunities or expansions, our outstanding commercial loans totaling $265,279,836 provide the capital needed for growth. Additionally, our total credit lines amount to $661,509,863, ensuring that you have access to funds when you need them most.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road, we are committed to making your car buying experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957. We strive to make the process of buying or refinancing your home simple and straightforward.

Refinancing Options Available

If you're considering refinancing any existing loans or want to explore eligibility options for any of our products, our team is here to assist you every step of the way. We invite you to reach out to us at our branch located at 3140 Oakland Dr Kalamazoo Mi 49008, or give us a call at 269-345-7804 during our operating hours (M-T 9-5; Fri 9-5:30; Sat 9-noon) for personalized service and guidance tailored to your specific needs. For performance insights and financial data related to our offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Consumers help you turn your financial aspirations into reality!

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members navigate their financial landscape effectively.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users receive fair and reliable offers tailored to their specific needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available options for users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed financial choices without hassle. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in delivering significant savings and peace of mind to borrowers. If you're ready to explore your options and find competitive loan rates, compare real-time loan offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CONSUMERS CREDIT UNION - Kalamazoo, MI

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