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The table below shows personal loan rates for Belding, MI 48809 and Ionia County. Preferred Credit Union has the only branch in Belding and appears in the local lender list here. No other institutions with branches in this ZIP are included, so this page reflects all locally based lenders.
Fixed rates on personal loans remain constant throughout the term, while variable rates can change with market conditions. Variable rates are less common on personal loans because borrowers generally prefer the predictability of fixed payments over time.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Honor's Personal loan has an APR of 11.99% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has remained steady over the past three months. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these time frames. Advia's Signature loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.
Credit Union 1 has a Signature loan with an APR of 12.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Credit Union One's the Easy one personal loan with an APR of 15% , which has stayed the same over the past 7, 30, 60, and 90 days. The Freedom one loan has a 13.35% APR and has also remained steady during that time. Intouch has a personal loan with an APR of 13.74% today. There's no change in the rate compared to 7 and 30 days ago.
Notre Dame's Unsecured loan has an APR of 14.99% today, which is unchanged from 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Dfcu Financial has a personal loan with an APR of 15.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal lines of credit carry a 16.25% APR, also unchanged during the same time periods.