PREFERRED CREDIT UNION

Welcome to Preferred Credit Union, your trusted financial partner in the heart of Belding, MI! Located at 7473 Storey Rd, we have proudly served our community since 1968, helping over 24,000 members achieve their financial goals. With total assets amounting to an impressive $286,611,290, we are dedicated to providing personalized banking solutions that fit your unique needs. At Preferred Credit Union, we believe in building lasting relationships with our members. Our commitment is reflected in the $26,196,315 in total deposits and a robust net worth of $39,556,196. Our team of 77 dedicated employees is here to ensure you receive exceptional service every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, we're ready to assist you. While members can visit us at 7473 Storey Rd, official correspondence should be sent to 7473 N Storey Road, Belding, MI 48809. You can reach us at (616) 794-2505 during our lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. Led by our CEO John Yeomans and Board President Russell Herman, we take pride in being an integral part of the Belding community. Our mission is simple: to empower our members financially while promoting economic growth within the region. Ready to take the next step? Visit our website at preferredcu.org or call us today to explore how we can help you thrive financially!

At Preferred, we take pride in our rich legacy of service and community support since our establishment in 1968. Located at 7473 Storey Rd, Belding, MI 48809, our branch has grown from humble beginnings into a trusted financial partner for over 24,000 members. With a total asset value of $286,611,290, we are committed to providing financial services that empower individuals and families in our community. Our mission is clear: we strive to enhance the financial well-being of our members while actively contributing to the growth and prosperity of Belding and surrounding areas. We understand that banking goes beyond transactions; it's about building relationships. Our dedicated team works tirelessly to provide personal banking solutions tailored to your unique needs whether it's checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. Over the years, we have embraced advancements in technology to improve member experiences. With online banking options, mobile payments, and e-statements available, managing your finances has never been easier. Additionally, we ensure ADA compliance so everyone can access our services comfortably. Preferred's commitment extends beyond just financial services; we believe in giving back to the community that supports us. Through partnerships with local organizations and outreach programs, we aim to make a positive impact on those around us. While members can visit us at 7473 Storey Rd Belding Mi 48809, official correspondence should be sent to 7473 N Storey Road, Belding, MI 48809. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we also offer drive-thru banking for your convenience. Join us today at Preferred and experience firsthand the benefits of being part of a credit union that truly cares. Whether you're looking for financial guidance or simply want to explore your options, we're here for you every step of the way. Visit us or give us a call at (616) 794-2505 we can't wait to welcome you into our family!

At Preferred, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in the local area, you're likely eligible to join us. We're here to provide you with personalized financial services tailored just for you. Not only will you gain access to our competitive rates and friendly service, but you'll also enjoy the benefits of being part of a cooperative that prioritizes your needs. For more detailed information about eligibility criteria, feel free to check out our website at https://preferredcu.org/preferred-banking/become-a-member/ . Ready to take the next step? Opening an account with us is simple! Just head over to https://loans.itsme247.com/204/home/start/ , where you can easily start your membership journey online. If you have any questions or need assistance, don't hesitate to give us a call at (616) 794-2505. We look forward to welcoming you to the Preferred family at 7473 Storey Rd Belding Mi 48809!

At Preferred, we understand that your time is precious. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. With 24/7 access to your accounts through our online banking platform, you can check balances, transfer funds, and pay bills whenever it suits you day or night. Explore all that we have to offer at https://preferredcu.org/ . You can easily access your accounts from the comfort of home or while on the go with our user-friendly mobile application. The app allows you to perform essential banking tasks, such as making person-to-person transfers, so you can send money quickly to family or friends without any hassle. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified. Plus, you can choose to receive e-statements, making it simpler to keep track of your financial activity while also reducing paper waste. We believe that convenience should not come at the cost of safety. If you're someone who enjoys using mobile payments, you're in luck! At Preferred, we support this feature, allowing you to make purchases directly from your smartphone without needing cash or cards. It's an easy way to manage expenses while staying connected. Whether you're at home or out and about, our comprehensive online banking services put the power in your hands. Enjoy real-time account management and take control of your finances with just a few taps on your device. Experience the future of banking with Preferred where convenience meets security!

At Preferred, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial foundation allows us to provide exceptional services while ensuring your assets are protected. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $39,556,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,833,293 in share certificates and $47,732,853 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,113,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,895,089 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $15,020,7408 in total loans and leases, including 3,511 used auto loans, we support members' financial goals across various sectors. We also take pride in having 77 full-time employees who are dedicated to providing excellent service. This knowledgeable team ensures our branches are always ready to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Preferred is your trusted partner. Visit us at 7473 Storey Rd Belding Mi 48809 or call 616-794-2505 to learn more about how we can help you achieve your financial goals.