Preferred Credit Union Belding MI | Affordable Auto Loans & Checking

Introduction

Welcome to Preferred Credit Union, your trusted financial partner in the heart of Belding, MI! Located at 7473 Storey Rd, we have proudly served our community since 1968, helping over 24,000 members achieve their financial goals. With total assets amounting to an impressive $286,611,290, we are dedicated to providing personalized banking solutions that fit your unique needs. At Preferred Credit Union, we believe in building lasting relationships with our members. Our commitment is reflected in the $26,196,315 in total deposits and a robust net worth of $39,556,196. Our team of 77 dedicated employees is here to ensure you receive exceptional service every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, we're ready to assist you. While members can visit us at 7473 Storey Rd, official correspondence should be sent to 7473 N Storey Road, Belding, MI 48809. You can reach us at (616) 794-2505 during our lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. Led by our CEO John Yeomans and Board President Russell Herman, we take pride in being an integral part of the Belding community. Our mission is simple: to empower our members financially while promoting economic growth within the region. Ready to take the next step? Visit our website at preferredcu.org or call us today to explore how we can help you thrive financially!

Branch History & Mission

At Preferred, we take pride in our rich legacy of service and community support since our establishment in 1968. Located at 7473 Storey Rd, Belding, MI 48809, our branch has grown from humble beginnings into a trusted financial partner for over 24,000 members. With a total asset value of $286,611,290, we are committed to providing financial services that empower individuals and families in our community. Our mission is clear: we strive to enhance the financial well-being of our members while actively contributing to the growth and prosperity of Belding and surrounding areas. We understand that banking goes beyond transactions; it's about building relationships. Our dedicated team works tirelessly to provide personal banking solutions tailored to your unique needs whether it's checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. Over the years, we have embraced advancements in technology to improve member experiences. With online banking options, mobile payments, and e-statements available, managing your finances has never been easier. Additionally, we ensure ADA compliance so everyone can access our services comfortably. Preferred's commitment extends beyond just financial services; we believe in giving back to the community that supports us. Through partnerships with local organizations and outreach programs, we aim to make a positive impact on those around us. While members can visit us at 7473 Storey Rd Belding Mi 48809, official correspondence should be sent to 7473 N Storey Road, Belding, MI 48809. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we also offer drive-thru banking for your convenience. Join us today at Preferred and experience firsthand the benefits of being part of a credit union that truly cares. Whether you're looking for financial guidance or simply want to explore your options, we're here for you every step of the way. Visit us or give us a call at (616) 794-2505 we can't wait to welcome you into our family!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services comfortably. Plus, with ample parking available right outside, visiting us is a breeze.

Connect With Us

Have questions or want to learn more? Don't hesitate to give us a call at 616-794-2505. We're excited to help you on your financial journey! While members can visit us at 7473 Storey Rd Belding Mi 48809, official correspondence should be sent to 7473 N Storey Road, Belding, MI 48809. We look forward to welcoming you soon!

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. If you need to conduct some quick banking on your way to work or during lunch, our drive-thru service allows you to take care of deposits and withdrawals without leaving your vehicle.

Services Offered

At Preferred Credit Union, we offer a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have solutions tailored just for you. If you're a member of another credit union, don't worry we also participate in shared services so you can handle deposits and withdrawals seamlessly.

Member Eligibility

At Preferred, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in the local area, you're likely eligible to join us. We're here to provide you with personalized financial services tailored just for you. Not only will you gain access to our competitive rates and friendly service, but you'll also enjoy the benefits of being part of a cooperative that prioritizes your needs. For more detailed information about eligibility criteria, feel free to check out our website at https://preferredcu.org/preferred-banking/become-a-member/. Ready to take the next step? Opening an account with us is simple! Just head over to https://loans.itsme247.com/204/home/start/, where you can easily start your membership journey online. If you have any questions or need assistance, don't hesitate to give us a call at (616) 794-2505. We look forward to welcoming you to the Preferred family at 7473 Storey Rd Belding Mi 48809!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine easily accepting payments from customers without any hassle. Our merchant services allow you to process transactions quickly, whether online or in-store. This means you can focus on what matters most running your business while we take care of the financial side. Located at 7473 Storey Rd Belding Mi 48809 in Belding, MI, we're here to help you navigate your business needs. Connect with us today at (616) 794-2505 to learn how we can assist you on your path to success!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer tailored business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have resources available to help support your success.

Credit Cards with Rewards

To add even more value to your everyday spending, consider applying for one of our credit cards with rewards. Enjoy benefits that suit your lifestyle while earning points on purchases you already make.

Embracing Digital Convenience

In today's busy world, convenience matters. That's why Preferred provides robust online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds between accounts, everything is just a click away. You can also enjoy easy access to ATM and cash withdrawal services when needed.

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why we offer various options like checking and savings accounts designed to help you save and grow your money. Our auto loans and vehicle financing provide competitive rates, making it easier for you to get behind the wheel of your dream car without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing options can guide you through every step of the process.

Streamlined Transactions

Our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those on the go. Additionally, with our basic shared branch transactions, members from partner credit unions can easily perform deposits and withdrawals without hassle. At Preferred, we pride ourselves on being more than just a credit union; we're part of your community. If you're ready to explore how our services can benefit you or if you have any questions about becoming a member, feel free to reach out at (616) 794-2505. We look forward to supporting your financial journey! For more information about opening an account or checking eligibility for membership, visit us online at https://preferredcu.org/.

Supporting Your Financial Goals

Life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services are here to assist you. Whether it's funding a major purchase or consolidating existing debts into one manageable payment, we're committed to helping you find solutions that fit your budget.

Digital & Online Banking

At Preferred, we understand that your time is precious. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. With 24/7 access to your accounts through our online banking platform, you can check balances, transfer funds, and pay bills whenever it suits you day or night. Explore all that we have to offer at https://preferredcu.org/. You can easily access your accounts from the comfort of home or while on the go with our user-friendly mobile application. The app allows you to perform essential banking tasks, such as making person-to-person transfers, so you can send money quickly to family or friends without any hassle. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified. Plus, you can choose to receive e-statements, making it simpler to keep track of your financial activity while also reducing paper waste. We believe that convenience should not come at the cost of safety. If you're someone who enjoys using mobile payments, you're in luck! At Preferred, we support this feature, allowing you to make purchases directly from your smartphone without needing cash or cards. It's an easy way to manage expenses while staying connected. Whether you're at home or out and about, our comprehensive online banking services put the power in your hands. Enjoy real-time account management and take control of your finances with just a few taps on your device. Experience the future of banking with Preferred where convenience meets security!

Financial Strength

At Preferred, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial foundation allows us to provide exceptional services while ensuring your assets are protected. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $39,556,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,833,293 in share certificates and $47,732,853 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,113,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,895,089 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $15,020,7408 in total loans and leases, including 3,511 used auto loans, we support members' financial goals across various sectors. We also take pride in having 77 full-time employees who are dedicated to providing excellent service. This knowledgeable team ensures our branches are always ready to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Preferred is your trusted partner. Visit us at 7473 Storey Rd Belding Mi 48809 or call 616-794-2505 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,069,334 in used vehicle loans and $8,727,860 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find a solution that fits your budget.

Credit Lines

Our total credit lines amount to $34,000,000, providing you with easy access to additional funds when needed. This can be particularly useful for managing cash flow or covering larger expenses without the need for a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,591,299, make buying or refinancing simple. Our team is here to guide you through the mortgage process so you can focus on making your new house a home.

Refinancing Options

If you're considering refinancing your current loan or mortgage for better rates or terms, we have options available that could save you money in the long run. Be sure to ask our team about eligibility requirements and how we can assist you in exploring this beneficial route. For any inquiries regarding our loan offerings or if you'd like more information on how we can help you reach your financial goals, don't hesitate to call us at 616-794-2505. You can also visit us at 7473 Storey Rd Belding Mi 48809 during our operating hours from Monday through Friday between 9:00 AM and 5:00 PM. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial stability starts here at Preferred!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,582,062 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit card options give you the freedom to spend responsibly.

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PREFERRED CREDIT UNION - Belding, MI

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