Personal Loans in Monticello, IN 47960

Looking for personal cash loans in Monticello, IN? Compare local offers to find fast approvals and repayment plans that fit your budget. Whether it’s an emergency or a planned expense, you can get the money you need without the hassle.

Monticello neighbors trust credit unions and banks that understand your community. By comparing options here, you’ll discover flexible terms and lower rates designed to help you reach your financial goals with confidence and ease.

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APR

Term

Amount

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 18 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.75 - 18 %

1 - 4 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. L & N's Signature loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Profed has a Variable rate personal unsecured loan with an APR of 8.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal unsecured loan has a fixed APR of 10.99% , also unchanged during these periods.

🏦 All Local Lenders in Monticello, IN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LAKES FEDERAL CREDIT UNION	106 RICKEY RD MONTICELLO IN 47960	⏰ Monday - Thursday 9:00-4:30 Friday 9:00-600 📞 5745835556 📠 5745839056	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $25,491,666 Deposits: $331,838 Net Worth: $3,371,327 Employees: 8 Members: 3,098
INDUSTRIAL FEDERAL CREDIT UNION	818 W FISHER ST MONTICELLO IN 47960	⏰ Drive Thru and Lobby Monday - Friday 8am - 6pm Drive Thru and Lobby Saturday - 9am - 12pm 📞 7657718000 📠 7654481891	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $310,581,836 Deposits: $25,591,681 Net Worth: $26,813,330 Employees: 99 Members: 31,484

🏘️ All the Lenders Available in White County, IN

✅LAKES FEDERAL CREDIT UNION

✅INDUSTRIAL FEDERAL CREDIT UNION

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