Personal Loans in Rochester, IN

Looking for the best personal loan with a low interest rate in Rochester, IN? Compare offers from trusted local lenders to find flexible terms and quick approval that fit your budget and goals.

Whether it’s for unexpected bills or a special project, Rochester residents can secure affordable financing with friendly support from credit unions and banks that care about our community.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
lnfcu
8.49 - 18 %
1 - 5 Yrs
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
profedcu
8.75 - 18 %
1 - 4 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. L & N's Signature loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Profed has a Variable rate personal unsecured loan with an APR of 8.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal unsecured loan has a fixed APR of 10.99% , also unchanged during these periods.

🏦 All Local Lenders in Rochester, IN

Lender NameBranch AddressOffice ServicesLender Snapshot
EVERWISE CREDIT UNION
1707 E STATE ROAD 14 ROCHESTER IN 46975
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $5,191,587,858
Deposits: $121,698,606
Net Worth: $476,827,658
Employees: 760
Members: 297,945
BEACON CREDIT UNION
504 MAIN ST ROCHESTER IN 46975
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,528,868,143
Deposits: $39,288,415
Net Worth: $223,144,575
Employees: 274
Members: 47,685
BEACON CREDIT UNION
430 ROUCH PLACE DR ROCHESTER IN 46975
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,528,868,143
Deposits: $39,288,415
Net Worth: $223,144,575
Employees: 274
Members: 47,685

🏘️ All the Lenders Available in Fulton County, IN

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Why compare Personal Loans in Rochester, IN on LendMesh

If you’re in Rochester, IN and searching for the best personal loan with a low interest rate, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and find the most affordable, flexible financing tailored to your needs. Taking a little extra time now can lead to significant savings down the road, giving you confidence in your loan choice.

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