Personal Loans in South Bend, IN 46616

Looking for the best personal loan rates now in South Bend, IN? Compare offers from trusted lenders to find low rates and flexible terms tailored to your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we make the process simple and fast.

South Bend residents deserve loan options that fit their budget and lifestyle. Start comparing personal loans today to unlock affordable financing with quick approval and friendly support from local lenders who care about your financial goals.

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APR

Term

Amount

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10.25 - 11.25 %

3 - 5 Yrs

$30,000

∞

10.25 - 12 %

2 - 5 Yrs

∞

10.99 - 16.24 %

3.4 - 7 Yrs

15,000 - $50,000

∞

11.24 - 17.99 %

5.1 - 6 Yrs

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.84 %

4 Yrs

$25,000

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.6 - 15 %

4 Yrs

10,000 - $15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Indiana University has a 90–day one–pay loan rate and a line of credit with APRs of 10.25% and 10.75% , respectively. Both rates have stayed the same compared to 7, 30, and 60 days ago. The line of credit rate also shows no change from 90 days ago. Crane has a Custom fit loan with an APR of 10.25% , which has stayed the same over the past 7, 30, and 60 days. Their Line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Forum's Personal installment loan has an APR of 10.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Elements Financial's Credit builder loan has a fixed APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Unsecured signature loan's APR is 11.84% today, up from 9.59% at 7 and 30 days ago and also higher than rates from 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in South Bend, IN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
EVERWISE CREDIT UNION	735 LINCOLN WAY W SOUTH BEND IN 46616	⏰ Mon-Thu: 12:00 pm-5:00 pm Fri: 9:00 am-5:30 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm 📞 5742337335 📠 5742846287	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $5,191,587,858 Deposits: $121,698,606 Net Worth: $476,827,658 Employees: 760 Members: 297,945

🏘️ All the Lenders Available in St Joseph County, IN

✅COMMUNITYWIDE FEDERAL CREDIT UNION

✅EVERWISE CREDIT UNION

✅UNITED 6288 CREDIT UNION

✅NOTRE DAME FEDERAL CREDIT UNION

✅INOVA FEDERAL CREDIT UNION

✅POLICEMENS CREDIT UNION

✅AAA FEDERAL CREDIT UNION

✅TLCU FINANCIAL CREDIT UNION

✅SOUTH BEND FIREFIGHTERS FEDERAL CREDIT UNION

✅SOUTH BEND TRANSIT FEDERAL CREDIT UNION

✅PARTNERS 1ST CREDIT UNION

✅CREDIT UNION 1 68727 CREDIT UNION

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