EVERWISE CREDIT UNION

Welcome to Everwise, your trusted financial partner located at 735 Lincoln Way W, South Bend, IN 46616. With a proud history dating back to 1931, we have grown into a vibrant community of over 297,945 members, each contributing to our collective strength. Our commitment to serving you is reflected in our impressive total assets of $5,191,587,858 and total deposits reaching $121,698,606. At Everwise, we believe in the power of community and the importance of making banking accessible for everyone. Under the leadership of our dedicated CEO, Jason Osterhage, and Board President, Vince Henderson, we strive to provide personalized services tailored to meet your unique financial needs. Our team of 760 employees is here to assist you with everything from checking accounts to loans and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 110 S Main St, South Bend, IN 46601-1805. Whether you need help with auto loans or are interested in opening a savings account, we offer a range of services designed to support your financial journey. With a net worth of $476,827,658 and a cash reserve of $39,240,553, you can trust that your finances are in safe hands. Our focus on building relationships rather than just transactions sets us apart as a credit union that truly cares about its members. Join us today and experience the difference that comes from being part of the Everwise family. For inquiries or assistance, don't hesitate to reach out at 574-233-7335 or visit our website at everwisecu.com. We're excited to help you achieve your financial goals!

Becoming a member of Everwise is like joining a family where your financial well-being is our top priority. Located at 735 Lincoln Way W South Bend In 46616, we welcome individuals who live, work, worship, or attend school in our community. Whether you're looking for personal banking solutions, auto loans, or credit cards with rewards, we have something to offer everyone. The eligibility process is straightforward and friendly simply check out the details on our website at http://WWW.everwisecu.com/about/become-a-member to see if you qualify. If you have any questions or need assistance, don't hesitate to reach out to us at (574) 233-7335. We're excited to help you take this step towards a brighter financial future! For those ready to get started, you can open an account easily by visiting http://WWW.everwisecu.com/borrow/apply-for-a-loan . Join us today and experience the many benefits of membership at Everwise!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the strength of your credit union is essential to building trust, and we are proud to share our solid financial foundation with you. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors with $62,848 in used auto loans and total loans & leases amounting to $4,095,942,655. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments totaling $63,192,025 and a strong membership base showing 549,417 total share accounts, you can trust that your finances are in capable hands. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Everwise is your trusted partner. Visit us at 735 Lincoln Way W South Bend IN 46616 or call 574-233-7335 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.