Personal Loans in Louisville, KY

Looking for the lowest personal loan rates in Louisville, KY? You’re in the right place. Compare offers from trusted local lenders to find affordable, flexible loans that fit your budget and goals—no hassle, just clear options.

Whether it’s for home improvements, debt consolidation, or an emergency, getting the best loan in Louisville is easier than ever. Start comparing now to unlock quick funding with friendly service that understands our community’s needs.

Filters

Lender
APR
Term
Amount
Link
Info
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
heritagefederal
12.6 - 15 %
4 Yrs
10,000 - $15,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Heritage has a Line of credit with an APR of 15% and a Signature loan at 12.6% . Both rates have stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Louisville, KY

Lender NameBranch AddressOffice ServicesLender Snapshot
PARK FEDERAL CREDIT UNION
2123 BARDSTOWN RD LOUISVILLE KY 40205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,315,394,664
Deposits: $48,141,098
Net Worth: $247,416,542
Employees: 279
Members: 75,252

🏘️ All the Lenders Available in Jefferson County, KY

Compare other loan types in Louisville, KY

Why compare Personal Loans in Louisville, KY on LendMesh

If you’re searching for the lowest loan in Louisville, KY, it’s wise to keep comparing offers on LendMesh to uncover even better deals and more affordable options. Exploring multiple lenders helps you find terms that truly fit your needs without feeling rushed, so take your time and make choices that work for you.

For added convenience, consider subscribing to LendMesh’s personalized alerts. Simply share your target rate—say 4% or 5%—and you’ll receive notifications as soon as loan offers dip below that mark. Along with weekly or monthly updates featuring expert insights and hand-picked deals, this service keeps Louisville borrowers informed and ready to act on the best opportunities.

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