Park Credit Union Louisville KY | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Park, your trusted credit union located at 2123 Bardstown Rd, Louisville, KY 40205. Since our establishment in 1955, we've proudly served our community, growing to a vibrant membership of 75,252 individuals who rely on us for their financial needs. With assets totaling over $1.3 billion, we offer a wide range of services designed to support you, whether you're looking for personal banking options, auto loans, or business financing. At Park, we understand that financial decisions can be daunting. That's why we strive to create an environment where members feel valued and supported. Our dedicated team of 279 employees, led by CEO Jana Erny and Board President Bobby Willoughby, is committed to providing exceptional service tailored to each member's unique situation. Whether you're visiting us for the first time or you're a long-time member, you can count on us for transparency and reliability in your banking experience. We manage total deposits of $48,141,098 and ensure a strong net worth of $247,416,542, reflecting our commitment to maintaining a solid foundation for our members' financial futures. While members can visit us at our branch location, official correspondence should be sent to the same address: 2123 Bardstown Rd, Louisville, KY 40205. If you have any questions or need assistance, don't hesitate to reach out via phone at (502) 238-3132. Join us today and discover how Park can help you achieve your financial goals! Visit our website at Park Community for more information about our services or to find out how to become a member. Your journey toward financial wellness starts here!

Branch History & Mission

Community Impact

As a proud part of Jefferson County, we've built strong partnerships with local organizations to promote education and economic development. Our team regularly engages in community outreach programs that support families in need and foster financial literacy among youth. We invite you to join us on this journey. Discover how Park can help you reach your financial goals while being part of a community-focused organization dedicated to making a difference. Visit us today or call us at 502-238-3132 to learn more about becoming a member of Park! Together, let's create a brighter future for all.

Our Journey

From our humble beginnings, Park has made significant strides in providing quality financial services tailored to the needs of our community. We opened our doors with the mission to empower individuals and families by offering accessible banking solutions. Our commitment to service has been unwavering as we expanded our offerings to include personal loans, auto financing, mortgage options, and rewarding credit cards. Throughout the decades, we have embraced technological advancements while ensuring that our services remain personal and accessible. Today, we proudly offer online banking, mobile payments, and person-to-person transactions alongside traditional banking methods like drive-thru services and ATMs.

Our Mission

At Park, we are driven by a clear mission: to provide exceptional financial services while fostering community growth and support. We believe that strong communities build strong futures. That's why we prioritize not only helping our members achieve their financial goals but also actively participating in local initiatives that make Louisville a better place for everyone. Our mission is simple but powerful: We strive to enhance the lives of our members through reliable financial products and personalized service. Whether you're opening your first savings account or applying for your dream home loan, we are here every step of the way. While members can visit us at 2123 Bardstown Rd, official correspondence should be sent to 2123 Bardstown Rd, Louisville, KY 40205 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

At Park Community Credit Union, we prioritize making banking accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and spacious interiors to accommodate all members. Whether you prefer to walk in or take advantage of our drive-thru services, we're here to serve you comfortably.

Connect with Us

Ready to experience personalized banking? Feel free to stop by or give us a call at 502-238-3132. Our friendly team is excited to assist you with any questions or banking needs you may have. We look forward to welcoming you into the Park Community family!

Operating Hours

We know that life can get busy, so we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. If you're on the go, our drive-thru is open Monday through Friday from 8:30 AM to 8:00 PM and Saturday from 8:30 AM to 2:00 PM.

Services Offered

At our Douglass Loop branch, we provide a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage options, we have solutions designed for your financial needs. Need cash? Our ATM is available for quick withdrawals or balance checks anytime.

Member Eligibility

Becoming a member of Park is like joining a family that truly cares about your financial well-being. Located at 2123 Bardstown Rd Louisville Ky 40205, we warmly welcome individuals from various backgrounds who share our vision of community support and empowerment. To become a member, you simply need to meet a few friendly eligibility criteria, which primarily include living, working, worshipping, or attending school in the areas we serve. This means if you're part of our community in any way, you're likely eligible! For more detailed information on eligibility requirements, you can visit our website at http://www.parkcommunity.com/join. Joining Park opens up a world of benefits designed just for you. From personalized banking services to competitive loan options, we prioritize your financial goals and help you achieve them with ease. If you're ready to take the next step toward membership or have any questions, feel free to give us a call at (502) 238-3132. We're here to assist you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine effortlessly managing transactions while focusing on what you do best running your business. Our merchant services provide that ease, allowing you to accept payments seamlessly, whether it's online or in person. From credit card processing to mobile payment options, we equip you with tools that enhance customer experiences and streamline operations. Visit us at 2123 Bardstown Rd Louisville Ky 40205 in Louisville, KY, and discover how our business banking solutions can help you thrive! For more information, call us at (502) 238-3132 or explore our offerings online at our website.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or quick transactions, our basic drive-thru banking offers easy deposits and withdrawals without leaving your car. Our ATMs also provide straightforward cash withdrawal services along with balance checks whenever needed. We invite you to experience all that Park has to offer! If you're ready to take control of your financial future or have any questions about our services, give us a call at (502) 238-3132 or visit us at our branch located in 2123 Bardstown Rd Louisville Ky 40205. Your journey toward better banking starts here!

Business Banking

For entrepreneurs and business owners, we offer robust business banking solutions including merchant services and business loans. This means whether you're just starting out or looking to expand, we're here to help make your business dreams a reality.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we proudly offer online and mobile banking features that let you manage your finances anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go.

Lending Solutions

Our lending solutions don't stop there. For unexpected expenses or consolidating debt, our personal loans are designed with flexibility in mind, allowing you to tackle financial challenges head-on. Plus, with credit cards that offer rewards, every purchase can bring you closer to exciting benefits.

Personal Banking Services

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts tailored to fit different lifestyles and preferences. Imagine having a checking account that offers easy online access, allowing you to track your spending effortlessly while saving for your next big purchase. For those considering buying a car, our auto loans and vehicle financing options make it easier than ever. We work with you to find the best rates that suit your budget, ensuring you can drive away in the vehicle you desire without any financial stress. If homeownership is on your horizon, look no further than our mortgage loans and refinancing services. We guide you through the process, whether it's buying your first home or refinancing an existing loan to lower your payments.

Digital & Online Banking

At Park, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle, giving you the freedom to bank whenever and wherever you need. Whether you're at home or on the go, our online services are just a click away. Explore all that our online banking has to offer by visiting https://www.parkcommunity.com/. With 24/7 access to your accounts, you can easily check balances, pay bills, and transfer funds at any time. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy no more waiting in line or writing checks. Our mobile application brings banking right into your pocket, allowing you to manage your finances with just a few taps. Plus, with our mobile payments feature, paying for goods and services has never been easier or more convenient. You can leave your wallet at home and use your phone for purchases instead! For those who prefer electronic statements, we provide e-statements that are not only environmentally friendly but also help keep your financial information organized and accessible. And for added convenience, we support electronic signature authorization, making it simple to sign documents securely from anywhere. At Park, we prioritize your security while ensuring that our services remain user-friendly. Our digital tools are designed for everyone, so you can navigate them without any hassle. Embrace the ease of real-time account management and take control of your finances today!

Financial Strength

Commitment to Growth and Service

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $6,050 in used auto loans and $957,584,818 in total loans and leases. Our operational efficiency is reflected in our $1,970,203, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 164,053, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $6,344,541. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 2123 Bardstown Rd Louisville Ky 40205 or call (502) 238-3132 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive off with your dream vehicle.

Credit Lines and Business Financing

For those looking for additional support, our total credit lines amount to $549,150,147, providing you access to funds when you need them most. Additionally, if you're a business owner, our outstanding commercial loans totaling $180,869,774 can provide the capital needed to grow and expand your business. At Park, we are committed to working with you on refinancing options if you're considering adjusting existing loans or exploring eligibility options tailored to your situation. For more information about our loan offerings or to start an application, please call us at (502) 238-3132 or visit us at our branch located at 2123 Bardstown Rd Louisville Ky 40205 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, allowing you to spend smartly while enjoying benefits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are both fair and transparent. Each lender listed has met stringent requirements, ensuring that users receive reliable information when comparing their loan options.

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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