Personal Loans in Opelika, AL

Looking for loan places online in Opelika, AL? Compare personal loan offers from trusted local lenders to find the best rates and terms that fit your needs. It’s quick, easy, and designed to help you make smart financial choices with confidence.

Whether you need cash for an emergency or want to consolidate debt, Opelika’s community-focused lenders offer fast approvals and flexible options. Start comparing today and see why locals trust nearby credit unions to support their financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
gogulfwinds
9.99 - 17.9 %
1 - 5 Yrs
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
apcocu
10.9 - 11.5 %
1.1 - 3 Yrs
guardiancu
11.39 - 12.69 %
2.1 - 4 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
americafirst
12.49 - 16.49 %
1 Yrs
mymax
13.25 - 18 %
3.5 Yrs
allincu
14.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Gulf Winds has a Personal loan with an APR of 9.99% today, unchanged from it was 7 and 60 days ago. The rate has stayed steady over this period. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months.

Guardian's Relationship pricing signature loans have an APR of 11.39% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loans carry an APR of 11.69% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days.

All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Opelika, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION
509 E THOMASON CIR OPELIKA AL 36801
ATM
Drive-Thru
P2P
E-Statements
Assets: $20,297,800
Deposits: $1,823,100
Net Worth: $2,851,383
Employees: 5
Members: 3,089
FOUR SEASONS FEDERAL CREDIT UNION
2915 PEPPERELL PKWY OPELIKA AL 36801
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $91,803,542
Deposits: $7,050,678
Net Worth: $7,714,569
Employees: 27
Members: 9,202
TVH FEDERAL CREDIT UNION
509 E THOMASON CIR OPELIKA AL 36801
Assets: $5,152,896
Deposits: $611,601
Net Worth: $1,218,325
Employees: 4
Members: 705
MAX CREDIT UNION
3021 FREDERICK RD OPELIKA AL 36801
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,171,873,796
Deposits: $89,340,228
Net Worth: $291,039,463
Employees: 299
Members: 127,145

🏘️ All the Lenders Available in Lee County, AL

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