Personal Loans in Troy, AL

Looking for the best personal loan interest rates in Troy, AL? Compare offers from Union Bank and local credit unions to find flexible terms that fit your budget and goals. It’s easy to see your options and choose a loan that works for you.

Whether you’re covering unexpected expenses or planning a big purchase, local lenders in Troy provide fast approvals and friendly service. Start comparing today to secure a personal loan with competitive rates and support from your community.

Filters

Lender
APR
Term
Amount
Link
Info
apcocu
10.9 - 11.5 %
1.1 - 3 Yrs
guardiancu
11.39 - 12.69 %
2.1 - 4 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
mymax
13.25 - 18 %
3.5 Yrs
allincu
14.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Guardian's Relationship pricing signature loans have an APR of 11.39% , which is unchanged from 7, 30, 60, and 90 days ago. Their Signature loans carry a slightly higher APR of 11.69% , also steady over the same time periods.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Troy, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
GUARDIAN CREDIT UNION
1120 HIGHWAY 231 S TROY AL 36081
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,069,091,358
Deposits: $69,305,389
Net Worth: $96,180,903
Employees: 268
Members: 91,870
MAX CREDIT UNION
1207 HIGHWAY 231 S TROY AL 36081
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,171,873,796
Deposits: $89,340,228
Net Worth: $291,039,463
Employees: 299
Members: 127,145

🏘️ All the Lenders Available in Pike County, AL

Compare other loan types in Troy, AL

Why compare Personal Loans in Troy, AL on LendMesh

If you’re searching for the best Union Bank personal loan interest rate in Troy, AL, it’s wise to keep exploring and comparing different lenders on LendMesh. Doing so helps you uncover better deals and more affordable options tailored to your needs. Taking a moment to shop around can make a real difference in the cost and terms of your loan.

Consider subscribing to LendMesh for personalized alerts that match your target interest rate, whether it’s 4%, 5%, or another number. You’ll receive timely notifications as soon as rates drop below your preferred threshold, along with weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan offers. Join thousands of Troy borrowers who trust LendMesh to stay informed and find smarter financing options.

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Union Bank Personal Loan Interest Rate