Max Credit Union Troy AL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Max, your trusted financial partner located at 1207 Highway 231 S, Troy, AL 36081. Since our establishment in 1955, we have been dedicated to serving our community and helping our members achieve their financial goals. With a proud membership of 127,145 individuals, we understand the importance of personalized service and community support. At Max, we are more than just a credit union; we are a cornerstone of the Troy community. Our total assets exceed an impressive $2.17 billion, showcasing our stability and commitment to safeguarding your hard-earned money. We manage over $89 million in deposits, reflecting our members' trust in us to provide secure and reliable banking solutions. Our comprehensive range of services includes checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Whether you're looking to finance a new vehicle or save for a future goal, we have tailored solutions designed just for you. In fact, we've facilitated over 57,000 loans and leases, empowering our members with the financial flexibility they need. Under the leadership of CEO Martin Head and Board President Barbara Starr, our team is committed to providing exceptional service with warmth and professionalism. With nearly 300 employees, we strive to create a welcoming environment where every member feels valued. For your convenience, we offer both lobby and drive-thru services during flexible hours. You can reach us at 334-260-2600 for any inquiries or assistance you may need. While you can visit us at our branch location for all your banking needs, please direct official correspondence to our mailing address at PO Box 244040, Montgomery, AL 36124. Explore what it means to be part of the Max family today! Visit us online at mymax.com or stop by our branch to discover how we can help you achieve your financial dreams. Your journey towards better banking starts here!

Branch History & Mission

Community Connections

We take pride in being an active participant in Troy's vibrant community. Our team is not only here to assist you with your banking needs but also to engage with you through various outreach programs and events. As a member of Max, you become part of a larger family committed to helping one another thrive. While you can visit us at 1207 Highway 231 S for all your banking needs including lobby hours from Monday to Friday (9:00 AM - 4:00 PM) and drive-thru services until 5:30 PM official correspondence should be sent to PO Box 244040, Montgomery, AL 36124 if it differs from our branch address.

Join Us Today!

As we look toward the future, we invite you to join us on this journey. Experience firsthand how Max can help you achieve your financial goals while being part of a community-focused organization that cares about your success. Visit us online at mymax.com or give us a call at (334) 260-2600 to learn more about how we can support your dreams today!

Mission Statement

At Max, we believe in making a positive impact on people's lives. Our mission is not just about providing financial services; it's about creating opportunities for success and enhancing the well-being of those we serve. We aim to foster financial literacy and support local initiatives that uplift our community. Whether through partnerships with local organizations or hosting educational workshops, we are dedicated to enriching lives and building a brighter future together.

Our Evolution

From our humble beginnings, Max has evolved significantly over the decades. We have embraced change while staying true to our mission: to provide quality financial services that empower individuals and strengthen communities. Our growth is marked by key milestones, including expanding our services to include personal banking, auto loans, mortgages, and business banking solutions. Each step forward has been driven by our commitment to meet the diverse needs of our members.

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more? Give us a call at 334-260-2600! Our friendly team is always ready to help you with any inquiries. We invite you to come by and see how we can assist you with your financial journey at Max in Troy!

Convenient Access and Amenities

We understand that your time is valuable. That's why our branch offers ample parking right outside, ensuring you can hop in and out without hassle. If you have mobility needs, rest assured that our facilities are ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Thursday from 9:00 AM to 4:00 PM, and on Fridays until 5:30 PM. Prefer the drive-thru? We've got you covered there too our drive-thru service operates from 9:00 AM to 5:30 PM on weekdays.

Services Tailored for You

At Max, we pride ourselves on offering a wide range of services that cater to your financial needs. From checking and savings accounts to auto loans and personal loans, we have solutions designed just for you. Our ATM availability means you can access cash whenever you need it. And if you're on the go, don't forget to check out our online and mobile banking options! While members can visit us at our Troy location for all their banking needs, any official correspondence should be sent to PO Box 244040, Montgomery, AL 36124.

Member Eligibility

Joining the Max family means stepping into a welcoming community that truly cares about its members. At Max, located at 1207 Highway 231 S Troy Al 36081, we believe that everyone deserves access to financial services that support their goals. Becoming a member is straightforward and open to anyone who lives, works, worships, or attends school in our local area. Whether you're looking to open a checking account, secure a loan, or simply enjoy the perks of being part of a supportive financial institution, we're here for you. To learn more about our eligibility criteria and see if you qualify, feel free to visit our website. When you're ready to take the next step in your financial journey, opening an account is easy! Just head over to http://www.mymax.com/spend/apply-for-an-account or give us a call at (334) 260-2600. We're excited to welcome you into the Max community and help you achieve your financial dreams!

Business Banking & Commercial Services

At Max in Troy, AL, we understand that running a business comes with unique challenges. That's why we offer tailored business banking and commercial services to help you grow and thrive. Whether you're just starting out or looking to expand, our commercial loan options can provide the financial support you need. Imagine a local bakery wanting to expand its menu and hire more staff. With our member commercial loans, we've funded over $579 in loans for businesses like yours, enabling them to scale and succeed. We also believe in supporting the broader community; we've provided $18 in non-member commercial loans, ensuring that flexible financing solutions are available to all. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: we currently have an outstanding commercial loan portfolio of $230,604,881, which helps drive economic growth by financing new and expanding businesses. In addition to loans, we offer essential merchant services that make everyday transactions easier. Imagine having a simple point-of-sale system that allows you to accept payments seamlessly while keeping track of sales all at your fingertips. At Max, we are dedicated to making banking straightforward so you can focus on what matters most: your business. Ready to take your business to the next level? Visit us at 1207 Highway 231 S Troy Al 36081 or call us at (334) 260-2600 today!

Comprehensive List Of Services

Business Banking

For our business members, we understand the importance of reliable banking services. Our business banking solutions include merchant services and business loans, designed to support local businesses in achieving their goals.

Convenient Access

At Max, convenience is key. Our ATM and cash withdrawal services ensure that you have access to your money whenever needed. Plus, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without having to leave your car. In today's fast-paced world, we recognize the importance of digital features. That's why we offer various tools such as mobile payments, allowing you to make purchases easily and securely from your smartphone. With everything from basic ATM access for balance checks to comprehensive online banking capabilities, we're here to help simplify your financial life. If you're ready to experience personalized service and a full suite of financial products tailored just for you, don't hesitate! Give us a call at (334) 260-2600 or visit us at 1207 Highway 231 S Troy Al 36081 in Troy, AL today! Explore all that Max has to offer you won't be disappointed!

Credit Cards & Rewards

Our credit cards with rewards not only give you the purchasing power you need but also allow you to earn points on everyday spending. Whether it's cashback or travel rewards, we have options that suit different lifestyles.

Personal Banking

When it comes to managing your finances, we offer checking and savings accounts that fit seamlessly into your lifestyle. Imagine having easy access to your funds through our online and mobile banking options. You can check balances, transfer money, and pay bills right from your phone or computer, making banking more convenient than ever. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple. We work with you to find the best rates and terms for your budget. Alongside this, our mortgage loans and refinancing services help you secure the home of your dreams or lower your current mortgage payments. For those unexpected expenses or projects, our personal loans and debt consolidation options provide financial flexibility. With competitive rates, we aim to relieve some of the stress that comes with managing multiple debts.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system allows you to check your account balances, pay bills, and transfer funds with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Plus, our electronic signature authorization ensures that your transactions are not only convenient but also secure. For those who prefer going paperless, we provide e-statements so you can easily track your financial activity without cluttering your mailbox. You can access these statements right from your computer or mobile device, making it easier than ever to stay organized.

Mobile Banking at Your Fingertips

Stay connected on the go with our mobile application. Whether you're out running errands or relaxing at home, managing your account is easy with features like mobile payments and real-time notifications. You can make purchases directly from your phone and keep an eye on your spending all while feeling confident that your information is safe. With the combination of user-friendly tools and top-notch security measures, Max ensures that your banking experience is as smooth as possible. Join us today and discover how our digital services can simplify your life!

Financial Strength

A Growing Member Base

The strength of our credit union is further illustrated by the fact that we have 260,543 total share accounts. This shows a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Max is your trusted partner. Visit us at 1207 Highway 231 S Troy Al 36081 or call (334) 260-2600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $288,694,463 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also supported our community with $21,197 in used auto loans and $1,202,925,180 in total loans and leases, helping members achieve their financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $10,207,349, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 290 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Our Members

Members' savings are secured through $383,673,151 in share certificates and $387,650,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $291,039,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,104,828 in used vehicle loans and $94,994,123 in new vehicle loans already helping members get on the road. We make financing easy and straightforward, whether you're interested in purchasing a brand-new vehicle or opting for a reliable used one.

Business Loans

For business owners, our outstanding commercial loans totaling $230,604,881 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $53,131,938, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget, ensuring that you can secure the home you desire without financial strain.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss eligibility options tailored to your situation. This could lead to lower monthly payments or better interest rates that align with your financial goals. At Max, we're committed to providing personalized service and reliable financial solutions. For more information about our loan products or to speak with a representative, feel free to contact us at (334) 260-2600 or visit us at 1207 Highway 231 S Troy Al 36081 in Troy, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $30,426,156 in loans helping members manage their finances effectively, our credit cards provide convenience and peace of mind when making purchases.

Loan Aggregator

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MAX CREDIT UNION - Troy, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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