Personal Loans in Miami, FL

Looking for a small loan in Miami, FL? Compare personalized loan offers from trusted local lenders to find flexible repayment plans that fit your budget and lifestyle.

Whether it’s for an unexpected expense or a new opportunity, Miami residents can secure affordable loans with clear terms and friendly support from community-focused credit unions.

Filters

Lender
APR
Term
Amount
Link
Info
americafirst
12.49 - 16.49 %
1 Yrs
sccu
12.5 %
5 Yrs
ufcu
12.9 - 17.9 %
5 Yrs
creditunion1
12.99 - 15.74 %
1 - 5 Yrs
$48,000
allincu
14.99 %
5 Yrs
dfcufinancial
15.24 - 16.25 %
5 Yrs
$10,000
gtefinancial
15.99 - 17.99 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Space Coast has a Signature loan with an APR of 12.5% today, unchanged from it was 90 days ago. There's no change compared to the past month or two either. This rate provides a clear picture of the loan's cost over time. University's personal line–of–credit rates and signature loan rates both have a 12.9% APR today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

Credit Union 1 has a Signature loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods. Dfcu Financial has a personal loan with an APR of 15.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their personal lines of credit have a fixed APR of 16.25% , also unchanged over the past 90 days.

Gte has a Personal loan and a Personal line of credit, both with an APR of 15.99% today. These rates have stayed the same compared to 7 and 30 days ago but are higher than the rates from 60 and 90 days ago, which were 12.24% for the Personal loan and 14.24% for the Personal line of credit.

🏦 All Local Lenders in Miami, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL FEDERAL CREDIT UNION
1498 NE 2ND AVE MIAMI FL 33132
ATM
P2P
E-Statements
E-Signature
Assets: $1,662,844,859
Deposits: $161,631,981
Net Worth: $261,891,415
Employees: 336
Members: 106,996
MIAMI FEDERAL CREDIT UNION
99 NE 4TH ST FL 2 MIAMI FL 33132
P2P
E-Statements
E-Signature
Assets: $43,465,757
Deposits: $2,709,299
Net Worth: $5,261,086
Employees: 12
Members: 2,589

🏘️ All the Lenders Available in Miami-Dade County, FL

Compare other loan types in Miami, FL

Why compare Personal Loans in Miami, FL on LendMesh

If you’re looking to get a small loan in Miami, FL, it pays to shop around and compare offers from multiple lenders. LendMesh makes it easy to explore a variety of loan options tailored to your needs, helping you find better deals and potentially lower rates. Taking a little extra time to compare can save you money and ensure you choose the loan that fits your financial goals best.

Consider subscribing to LendMesh’s alert service to stay informed without the hassle. Just set your target interest rate, and we’ll notify you the moment loan offers dip below your preferred threshold. Whether you want weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals straight to your inbox—helping Miami borrowers stay ahead and seize great opportunities as they arise.

Customers are also interested in:

Get A Small Loan