Personal Loans in Miami, FL

Looking for a small loan in Miami, FL? Compare personalized loan offers from trusted local lenders to find flexible repayment plans that fit your budget and lifestyle.

Whether it’s for an unexpected expense or a new opportunity, Miami residents can secure affordable loans with clear terms and friendly support from community-focused credit unions.

Filters

Lender
APR
Term
Amount
Link
Info
dcfcu
10.49 - 10.74 %
5 Yrs
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs
mayocreditunion
10.79 - 11.75 %
ithinkfi
11.15 - 18 %
3.1 - 5 Yrs
midflorida
11.22 - 13.75 %
6 Yrs
mccoyfcu
11.5 %
7 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
dortonline
11.99 %
3 Yrs
$100,000
tropicalfcu
11.99 - 13.75 %
7 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dade County has a Signature loan with an APR of 10.49% and a County line of credit at 10.74% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates provide clear information for members considering personal loans. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Ithink Financial has a fixed APR of 11.15% for its Term loans. This rate has stayed the same over the past 7, 30, 60, and 90 days. Midflorida's Closed end personal loan has an APR of 11.22% , which has stayed the same over the past 7, 30, 60, and 90 days. The Premium line of credit carries an APR of 13.75% , also unchanged during those time frames.

Mccoy has a Personal unsecured loan with an APR of 11.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. No other loan products are listed for comparison at this time. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

Dort Financial's Signature loans and Unsecured loans both have a fixed APR of 11.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Whether you choose a Signature or Unsecured loan, the interest rate remains steady over time. Tropical Financial's unsecured loan has a fixed APR of 11.99% , unchanged from 7, 30, and 90 days ago. The unsecured line of credit has a variable APR of 13.75% , also unchanged from 30 and 90 days ago.

🏦 All Local Lenders in Miami, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL FEDERAL CREDIT UNION
1498 NE 2ND AVE MIAMI FL 33132
ATM
P2P
E-Statements
E-Signature
Assets: $1,662,844,859
Deposits: $161,631,981
Net Worth: $261,891,415
Employees: 336
Members: 106,996
MIAMI FEDERAL CREDIT UNION
99 NE 4TH ST FL 2 MIAMI FL 33132
P2P
E-Statements
E-Signature
Assets: $43,465,757
Deposits: $2,709,299
Net Worth: $5,261,086
Employees: 12
Members: 2,589

🏘️ All the Lenders Available in Miami-Dade County, FL

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