Personal Loans in Miami, FL

Looking for a small loan in Miami, FL? Compare personalized loan offers from trusted local lenders to find flexible repayment plans that fit your budget and lifestyle.

Whether it’s for an unexpected expense or a new opportunity, Miami residents can secure affordable loans with clear terms and friendly support from community-focused credit unions.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
firstcommercecu
4.99 - 7.99 %
4 - 7 Yrs
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
alabamacu
6.75 - 10.75 %
3 Yrs
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
jfcu
7.99 - 11.99 %
1 - 7 Yrs
pefcu
8 - 11.75 %
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. First Commerce personal loan rates are 4.99% APR today, the same as 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Publix Employees has a Personal loan with an APR of 9.5% , which is unchanged from 7, 30, 60, and 90 days ago. Their Emergency disaster loan has a steady APR of 8% , and the Personal line of credit remains at 11.75% APR over the same periods. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period.

🏦 All Local Lenders in Miami, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL FEDERAL CREDIT UNION
1498 NE 2ND AVE MIAMI FL 33132
ATM
P2P
E-Statements
E-Signature
Assets: $1,662,844,859
Deposits: $161,631,981
Net Worth: $261,891,415
Employees: 336
Members: 106,996
MIAMI FEDERAL CREDIT UNION
99 NE 4TH ST FL 2 MIAMI FL 33132
P2P
E-Statements
E-Signature
Assets: $43,465,757
Deposits: $2,709,299
Net Worth: $5,261,086
Employees: 12
Members: 2,589

🏘️ All the Lenders Available in Miami-Dade County, FL

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