Personal Loans in Miami, FL 33131

Looking for the best loan rate in Miami, FL? Compare personalized loan offers from trusted local lenders to find flexible terms that fit your lifestyle and budget. Whether it’s for home improvements, debt consolidation, or a special purchase, you’re just a few clicks away from smarter borrowing.

Miami residents deserve loan options that feel personal and fair. Our simple comparison tool connects you with competitive rates and lenders who understand the local community, so you can make confident financial decisions without the hassle or jargon.

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APR

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4.64 - 8.49 %

∞

4.99 - 7.99 %

4 - 7 Yrs

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.75 - 10.75 %

3 Yrs

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8 - 11.75 %

∞

8.49 - 11.24 %

3 - 6 Yrs

$35,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. First Commerce personal loan rates are 4.99% APR today, the same as 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Publix Employees has a Personal loan with an APR of 9.5% , which is unchanged from 7, 30, 60, and 90 days ago. Their Emergency disaster loan has a steady APR of 8% , and the Personal line of credit remains at 11.75% APR over the same periods. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period.

🏦 All Local Lenders in Miami, FL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NAVY FEDERAL CREDIT UNION	909 BRICKELL PLZ STE 100 MIAMI FL 33131	⏰ Lobby: M - Th 0900 - 1700 F 0900 - 1730 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

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