Personal Loans in Waxhaw, NC 28173

Looking for quick cash in Waxhaw, NC? Compare personal loan offers from trusted local lenders to find the right fit for your needs. Whether it’s an unexpected bill or a special purchase, you can get fast approvals and flexible terms designed to work for you.

Living in Waxhaw means having access to community-focused financial support. Explore options that help you manage expenses without hassle, so you can focus on what matters most. Start comparing today and take control of your financial future with confidence.

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APR

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10.99 - 13 %

∞

11.24 - 18 %

∞

11.5 - 18 %

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

14.74 %

∞

15 - 18 %

$20,000

∞

15.24 - 18 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days. Abnb's Personal loan has an APR of 11.24% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates are slightly higher than 7, 30, 60, and 90 days ago, when they were 11.4% . The rates for both products have moved up by the same amount over the past few weeks.

Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Empeople's Signature personal loan has an APR of 14.74% , which is unchanged from 7, 30, 60, and 90 days ago. Their Line of credit loan carries a 17.99% APR, also steady compared to 30, 60, and 90 days earlier. Latino Community has a Credit builder loan with an APR of 6% , unchanged from 90 days ago. Their Personal loan, signature has a 15% APR, steady compared to 30 and 60 days ago. The Signature personal loan has a 16% APR today, which is up from 15% thirty and sixty days ago but the same as 90 days ago.

Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Waxhaw, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
STATE EMPLOYEES' CREDIT UNION	3934 S PROVIDENCE RD WAXHAW NC 28173	⏰ 8:30-5:30 📞 7042432531 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943

🏘️ All the Lenders Available in Union County, NC

✅ALLEGACY FEDERAL CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

✅FOUNDERS FEDERAL CREDIT UNION

✅CAROLINA COOPERATIVE FEDERAL CREDIT UNION

✅ALLVAC SAVINGS AND CREDIT UNION

✅LATINO COMMUNITY CREDIT UNION

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