Personal Loans in Durham, NC 27705

Looking for easy loans in Durham, NC? Compare personal loan offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you can get fast approvals and clear options.

Durham’s community-focused lenders offer personalized service and competitive rates, making it simpler to borrow with confidence. Take a moment to compare today and discover how easy it is to get the funds you need, right here in your hometown.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

7.49 - 18 %

0.5 - 7 Yrs

15,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 12.24 %

1 - 5 Yrs

$150,000

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Truliant's Debt180 debt consolidation loan and Personal convenience loan both have a 7.49% APR today, unchanged from 7, 30, 60, and 90 days ago. The Preferred line of credit /overdraft protection carries a 12.99% APR, which has also stayed steady over the same time periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a 12.24% APR, also unchanged during those time frames. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Durham, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
DUKE UNIVERSITY FEDERAL CREDIT UNION	2200 W MAIN ST STE L100 DURHAM NC 27705	⏰ 8:00am to 5:00pm Monday - Thursday 8:00am to 5:30pm Friday 📞 9196846704 📠 9196819438	ATM Services Only	P2P E-Statements E-Signature	Assets: $198,930,316 Deposits: $41,591,213 Net Worth: $19,726,947 Employees: 38.0 Members: 15,647
STATE EMPLOYEES' CREDIT UNION	3872 GUESS RD DURHAM NC 27705	⏰ 8:30-5:30 📞 9194773634 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943

🏘️ All the Lenders Available in Durham County, NC

✅COASTAL FEDERAL CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

✅MOUNT VERNON BAPTIST CHURCH CREDIT UNION

✅LOCAL GOVERNMENT FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅LATINO COMMUNITY CREDIT UNION

✅VISION FINANCIAL FEDERAL CREDIT UNION

✅DUKE UNIVERSITY FEDERAL CREDIT UNION

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