Personal Loans in Smithfield, NC 27577

Looking for low interest personal loans in Smithfield, NC? Compare offers from trusted lenders to find the best rates and flexible terms that fit your budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re in control.

Smithfield neighbors count on quick approvals and friendly support to make borrowing simple and stress-free. Start comparing personal loan options today and take a confident step toward your financial goals with a local touch.

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APR

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8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

8.99 - 14.75 %

∞

9.25 - 12.75 %

0.5 - 6 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.9 %

∞

9.99 - 13.99 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Allegacy's Consolidation loan has an APR of 8.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Lifestyle loan rate is 9.85% APR and has also stayed steady over the same periods. State Employees' has a Closed–end fixed rate personal loan with an APR of 9.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature term note has a fixed APR of 11.75% , also unchanged during these time frames.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. Advancial's Signature loan and True line of credit both have an APR of 9.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

🏦 All Local Lenders in Smithfield, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
STATE EMPLOYEES' CREDIT UNION	502 N BRIGHTLEAF BLVD SMITHFIELD NC 27577	⏰ 8:30-5:30 📞 9199341151 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION	401 M DURWOOD STEPHENSON PKWY SMITHFIELD NC 27577	⏰ M-F 8:30AM-5:30PM 📞 9199341508 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943

🏘️ All the Lenders Available in Johnston County, NC

✅STATE EMPLOYEES CREDIT UNION

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