Personal Loans in Richmond, VA

Looking for a home or personal loan in Richmond, VA? Compare offers from trusted local lenders to find a plan that fits your budget and goals. Whether it’s a new home or unexpected expenses, personalized options make borrowing simple and stress-free.

Richmond residents deserve loan choices tailored to their needs. By comparing rates from nearby banks and credit unions, you can secure competitive terms and friendly service that understands your community. Start exploring your loan options today and take control of your financial future.

Filters

Lender
APR
Term
Amount
Link
Info
bayportcu
12.24 - 17.99 %
6 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
langleyfcu
15.24 - 18 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The Newport News Shipbuilding Employees credit union's Personal loan has an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Flexline line of credit also holds steady at 13.99% APR for the same time periods. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
CALL FEDERAL CREDIT UNION
3660 MAYLAND CT RICHMOND VA 23233
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $520,547,272
Deposits: $42,876,438
Net Worth: $56,556,122
Employees: 113
Members: 28,445
VIRGINIA FEDERAL CREDIT UNION
4001 LAUDERDALE DR RICHMOND VA 23233
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137

🏘️ All the Lenders Available in Henrico County, VA

✅HENRICO FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION
✅DOMINION ENERGY CREDIT UNION CREDIT UNION
✅CALL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅CONNECTS FEDERAL CREDIT UNION
✅F R B CREDIT UNION

Compare other loan types in Richmond, VA

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