Personal Loans in Stafford, VA 22554

Looking to apply for a line of credit in Stafford, VA? Compare personal loan offers from trusted local lenders to find flexible terms and low monthly payments that fit your budget. It’s easy to get started and find the right option for your needs.

Whether you’re managing unexpected expenses or planning a big purchase, Stafford residents can access quick approvals and friendly service. Reviewing multiple offers helps you secure the best rates, so you can move forward with confidence and peace of mind.

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APR

Term

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4.64 - 8.49 %

∞

5.49 - 18 %

2 - 7 Yrs

1,000 - $70,000

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.24 - 11.75 %

3 - 7 Yrs

$50,000

∞

7.49 - 18 %

0.5 - 7 Yrs

15,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8.24 - 12.24 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. United States Senate has a Bridge to retirement loan with a 5.49% APR that has stayed the same over the past 7 and 60 days. Their Personal loan has a 9.49% APR, which also remains unchanged from 7 and 60 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

🏦 All Local Lenders in Stafford, VA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MARINE FEDERAL CREDIT UNION	209 GARRISONVILLE RD STAFFORD VA 22554	⏰ Mon-Fri 9am-5pm 📞 9105777333 📠 9103557872	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,015,724,160 Deposits: $45,882,107 Net Worth: $105,386,253 Employees: 260 Members: 81,525
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	100 CORPORATE DR STAFFORD VA 22554	⏰ Lobby M - Th: 0900 - 1700 Fri: 0900 - 1800 Sat: 0900 - 1400Drive Thru M - Th: 0900 - 1700 Fri: 0900 - 1800 Sat: 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

🏘️ All the Lenders Available in Stafford County, VA

✅JUSTICE FEDERAL CREDIT UNION

✅MARINE 12977 CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅APPLE FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

Compare other loan types in Stafford, VA

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