Navy Federal Credit Union

In Stafford, VA, Navy Federal Credit Union at 100 Corporate Dr stands as a trusted financial hub for military members, veterans, and their families seeking personalized banking solutions. With convenient lobby and drive-thru services open Monday through Saturday, plus on-site ATM access, managing your finances is effortless whether you’re stopping by or on the go. This branch is especially known for offering some of the best auto loans in the area—competitive rates and flexible terms make vehicle financing simple and stress-free.
Homebuyers will also benefit from low mortgage rates and refinancing options designed to help turn your dream home into reality. Beyond lending, members enjoy a full range of personal banking services including top checking and savings accounts tailored for everyday convenience, credit cards packed with rewarding perks, plus business banking solutions like merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 100 Corporate Dr or call 888-842-6328 today to experience community-driven service in Stafford. Discover how our standout auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of Stafford, VA. Located at 100 Corporate Dr, Stafford, VA 22554, our branch has been serving the community since 1947, providing a solid foundation of support for our members. With over 14 million members and total assets reaching an impressive $180.81 billion, we are dedicated to empowering individuals and families with the financial tools they need to thrive. At Navy Federal, we understand that every member's journey is unique. That's why we offer a range of services tailored to your needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment to helping you achieve your financial goals is evident in our total deposits of $2.32 billion and a net worth of $21.49 billion. Our experienced team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure you receive personalized service every time you visit or call us at 888-842-6328. While members can visit us at our Stafford location, official correspondence should be sent to the same address. With a total workforce of over 24,500 employees, we pride ourselves on being not just a financial institution but a part of this community. Our branch offers convenient services such as drive-thru banking and ATM access, making it easier for you to manage your finances on the go. We invite you to explore all that Navy Federal Credit Union has to offer at our website. Whether you're looking for assistance with loans or simply want advice on saving for your future, we're here for you every step of the way. Come visit us today and discover how we can help you achieve your dreams!

Branch History & Mission

Community Connections

Navy Federal actively engages with local organizations and initiatives that uplift the Stafford community. We are dedicated to making positive impacts through partnerships and outreach efforts that enhance lives and foster well-being among residents. In addition to traditional banking services, we embrace technology for your convenience. Our mobile app allows easy access to your accounts anytime, anywhere, ensuring you stay connected with your finances. We invite you to join us at Navy Federal Credit Union and experience firsthand how we can help you achieve your financial goals. Discover the benefits of membership today by reaching out at 888-842-6328 or visiting us online at navyfcu.org. Together, let's build a brighter financial future!

Our Mission

Our mission at Navy Federal Credit Union is clear: we aim to empower our members through exceptional financial services while fostering a strong sense of community. We believe in supporting not just individual financial growth but also community initiatives that make a difference. By focusing on personal relationships and understanding the unique needs of our members, we strive to create a welcoming environment where everyone can thrive. While members can visit us at 100 Corporate Dr, official correspondence should be sent to the same address as there is no difference with our mailing address. We invite you to take advantage of our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 2 PM. Our drive-thru service and ATM availability ensure you have access to your funds when you need them.

Branch Location & Accessibility

Connect With Us

Ready to take the next step? Feel free to reach out at 888-842-6328 if you have any questions or need assistance before your visit. We look forward to welcoming you at our Stafford branch!

Nearby Landmarks and Accessibility

Our branch is just a short drive from popular spots like the Stafford Marketplace and the Aquia Harbour Golf Club, making it easy to swing by while you're out and about. Parking is ample and free, ensuring that your visit is hassle-free. Plus, our facility is equipped with ADA-compliant features such as ramps, so everyone can access our services comfortably.

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed with your schedule in mind. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our drive-thru service mirrors these hours for added convenience.

Services Offered

At Navy Federal Credit Union, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is dedicated to helping you achieve your goals. We also offer ATM access for quick cash withdrawals and basic transactions without stepping inside. While members can visit us at 100 Corporate Dr for all their banking needs, official correspondence should be sent to the same address for consistency.

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is like becoming part of a supportive family where your financial well-being is our top priority. If you're curious about how to become a member, you'll be pleased to know that eligibility is open to many individuals! You can qualify if you are an active duty or retired member of the military, a veteran, or a family member of someone who meets these criteria. Additionally, employees of the Department of Defense and certain government contractors are welcome to join as well. This means that if you have any connection to the armed forces or related fields, we'd love for you to be part of our team at Navy Federal Credit Union. Becoming a member comes with great perks, such as access to competitive loan rates, personalized service, and tools that help you manage your finances effectively. To get started, simply check out more details on eligibility by visiting https://www.navyfederal.org/membership/eligibility.html. When you're ready to open an account, it's as easy as following the steps outlined at https://mymembership.navyfederal.org/#/milestones. If you have questions or need assistance, don't hesitate to reach out at (888) 842-6328. We're excited to welcome you to Navy Federal Credit Union and support your journey toward financial success!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Empower

Imagine having a reliable partner handling your payment processing while you focus on what you do best running your business. Our merchant services offer secure payment solutions that help streamline transactions, making it easier for your customers to shop with you. From point-of-sale systems to online payment options, we equip you with tools that enhance customer experience and boost sales. Located conveniently at 100 Corporate Dr Stafford Va 22554 in Stafford, VA, we're here to help turn your business dreams into reality. Contact us at (888) 842-6328 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking

For business owners, Navy Federal offers comprehensive banking solutions including merchant services and business loans. We know running a business is demanding; that's why our services are designed to simplify transactions and support your growth ambitions.

Convenience Features

We prioritize convenience with our ATM and cash withdrawal services available 24/7. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle ideal for busy days when time is of the essence.

Credit Cards and Rewards

Don't forget about our credit cards that come with rewards! They're perfect for everyday purchases while earning points towards travel or other exciting benefits. You can enjoy peace of mind knowing you're making smart spending choices while reaping rewards along the way.

Loans and Financing

For those looking to make significant purchases, we offer auto loans and vehicle financing that can fit any budget. Picture yourself driving off in your dream car with a loan that meets your financial situation. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms to ease the process. Personal loans are also available for those unexpected expenses or debt consolidation needs. Whatever your goals might be, we're committed to finding the right solution for you.

Personal Banking

Our personal banking services include checking and savings accounts designed for your lifestyle. Imagine having easy access to your funds anytime you need them, whether you're at home or on the go. With our online and mobile banking options, you can manage your accounts from anywhere with just a few taps on your smartphone.

Reach Out to Us!

If you're ready to explore all that Navy Federal Credit Union has to offer or have questions about any of our services, feel free to give us a call at 888-842-6328. We invite you to visit us in person or check out our website at Navy Federal for more information. Your financial journey starts here!

Digital & Online Banking

Key Features

Our offerings include electronic signature authorization, making it simple to complete transactions securely without the hassle of paperwork. You can also opt for e-statements, which provide a quick and easy way to keep track of your financial activity while reducing clutter in your mailbox. For those who prefer mobile banking, our mobile application is available for download. This app allows you to perform essential banking tasks right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature makes it straightforward and fast. Additionally, if you're someone who enjoys the convenience of mobile payments, you're in luck! We support this feature, so you can pay with just a tap or swipe directly from your phone. At Navy Federal Credit Union, we prioritize your security while ensuring ease of use. Our digital banking tools are designed with robust security measures so that you can manage your finances confidently. Experience real-time account management and take control of your financial future today!

Financial Strength

Commitment to Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Growing Membership Base

The trust placed in us by our community is evident as we proudly manage a total of 30,809,321 share accounts. This growing member base demonstrates the confidence you have in Navy Federal Credit Union to handle your finances securely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 100 Corporate Dr or call us at 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our current status of having $0 in net income, which allows us to continuously offer competitive loan rates and robust financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For those interested in business opportunities, we provide outstanding commercial loans totaling $227,844,936. These loans are intended to supply the capital needed for growth and expansion. If you're considering refinancing any existing loans or would like more information about eligibility options, please don't hesitate to reach out. We're here to assist you with all your lending needs. For more information about our loan offerings or to discuss which option may be right for you, contact us at (888) 842-6328, or visit us at our branch located at 100 Corporate Dr Stafford Va 22554 in Stafford, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans to help our members get on the road safely and affordably. Our flexible terms make it easy for you to find an auto loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. This makes buying or refinancing simple and accessible for everyone. Our experienced team is ready to guide you through the process, ensuring you understand your options clearly.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, our credit cards are designed to help members manage their finances effectively while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

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