Personal Loans in Oakland, MD 21550

Looking for a personal line of credit in Oakland, MD? Compare offers from trusted local lenders to find flexible options that fit your budget and lifestyle. Whether it’s for home improvements or unexpected expenses, you can get the funds you need with confidence.

Oakland residents enjoy quick approvals and personalized service from community-focused lenders. Start comparing today to secure affordable rates and repayment terms tailored just for you, making it easy to manage your financial goals right here at home.

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APR

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Amount

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.49 - 10.69 %

0.1 - 7 Yrs

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.24 - 11.75 %

3 - 7 Yrs

$50,000

∞

7.24 - 12.9 %

1 - 6 Yrs

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.59 - 10.29 %

2.1 - 7 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Aberdeen Proving Ground has a personal loan rate of 6.49% APR today, which is up from 6.34% seven days ago. This rate has also increased compared to 30, 60, and 90 days ago, when it was steady at 6.34% . First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago.

Tower has a Home improvement loan with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loan has a 7.24% APR, also unchanged from 7, 30, 60, and 90 days ago. The Personal line of credit has an APR of 12.9% , with no change from 7 or 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Oakland, MD

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION	12599 GARRETT HWY OAKLAND MD 21550	⏰ 8:30-6:30 📞 3017843000	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $593,424,413 Deposits: $26,706,043 Net Worth: $75,867,210 Employees: 154 Members: 33,498
WEPCO FEDERAL CREDIT UNION	12826 GARRETT HWY OAKLAND MD 21550	⏰ 9 a.m. to 5 p.m. 📞 3013341431 📠 3013593683	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $371,995,580 Deposits: $81,653,891 Net Worth: $53,869,493 Employees: 72 Members: 40,839

🏘️ All the Lenders Available in Garrett County, MD

✅WEPCO FEDERAL CREDIT UNION

✅FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION

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