First Peoples Community Oakland MD Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to First Peoples Community, your trusted partner in financial well-being since 1959. Located conveniently at 12599 Garrett Hwy, Oakland, MD 21550, our branch is dedicated to providing personalized banking solutions to our community. With a total membership of 33,498 and assets exceeding $593 million, we pride ourselves on being a solid financial institution that prioritizes the needs of our members. At First Peoples Community, we understand the importance of reliable banking services. Our team of 154 employees, led by CEO Randy Olsen and Board President Jeffrey McKenzie, works tirelessly to ensure you receive the best possible support. Whether you're looking for personal banking options, auto loans, mortgage refinancing, or business banking solutions, we have you covered. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 12599 Garrett Highway, Oakland, MD 21550. Our commitment goes beyond just numbers; we aim to make a positive impact in the lives of our members and the surrounding community. With total loans amounting to 14,307 and deposits reaching $26,706,043, we're here to help you achieve your financial goals. Explore our range of services today by visiting our website at First Peoples Community, or give us a call at 301-784-3000. We invite you to experience the difference that a member-focused credit union can make!

Branch History & Mission

At First Peoples Community in Oakland, MD, we have a proud history that dates back to our opening in 1959. Over the decades, we have grown from a small financial institution into a vital part of the community, now serving nearly 33,500 members. Our branch, located at 12599 Garrett Hwy, is not just a place for banking; it's a hub for local residents seeking support and financial empowerment. Our mission at First Peoples Community is simple yet profound: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking options that can help them achieve their dreams. Whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes, we strive to make financial growth accessible to all our members. In addition to traditional banking services, we are committed to embracing advancements that enhance your experience with us. Our operating hours are designed to fit your busy schedule, open Monday through Friday from 8:30 AM to 6:30 PM. For added convenience, we offer ATM services and drive-thru banking options for quick transactions without leaving your car. While members can visit us at 12599 Garrett Hwy Oakland Md 21550, official correspondence should be sent to 12599 Garrett Highway, Oakland, MD 21550. This ensures that you receive timely responses to your inquiries or requests. As part of our commitment to community outreach, we actively seek partnerships that benefit our members and contribute positively to the region. Over the years, First Peoples Community has amassed total assets of $593 million, reflecting our stability and dedication to providing excellent service. We pride ourselves on being more than just a credit union; we are a partner in your financial journey. Join us today and experience firsthand the benefits of being part of First Peoples Community. Together, let's build a brighter financial future! For more information about membership eligibility or how to open an account, feel free to call us at (301) 784-3000 or visit our website at First Peoples Community.

Branch Location & Accessibility

Convenient Access

Our Oakland location is easy to reach, with ample parking available for all members. We're dedicated to ensuring that everyone can access our services comfortably; our facilities are ADA-compliant, featuring ramps and other accessibility features for those who need them. If you prefer the ease of drive-thru banking, you'll find our drive-thru service ready to assist you with deposits, withdrawals, and simple transactions without leaving your vehicle. While members can visit us at 12599 Garrett Hwy, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 301-784-3000.

Operating Hours

We're open Monday through Friday from 8:30 AM to 6:30 PM, making it easy for you to stop by before or after work. Our friendly staff is here during these hours to help with everything from personal banking and auto loans to mortgage refinancing and credit card services.

Services Offered

At First Peoples Community, we provide a wide range of financial services designed to meet your needs. In addition to personal banking options like checking and savings accounts, we offer competitive auto loans and credit cards that come with rewards. For those interested in business banking, we have merchant services and business loans tailored just for you. Plus, enjoy the convenience of online and mobile banking whenever you need it! We also feature an ATM on-site for quick cash withdrawals and balance checks ensuring that your banking experience is fast and efficient.

Visit Us Today!

If you're looking for a credit union that prioritizes community values while providing comprehensive financial solutions, look no further than First Peoples Community in Oakland. We invite you to stop by or give us a call today! Your financial journey is important to us, and we're here every step of the way.

Member Eligibility

Joining the First Peoples Community is like stepping into a warm, welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the area, you may already qualify for membership! This means you can enjoy a range of services designed to support your personal and financial goals. Whether you're looking for checking accounts, auto loans, or even mortgages, being a member opens up a world of possibilities tailored just for you. To find out more about specific eligibility requirements, feel free to visit our detailed resource at this link. Plus, opening your account is simple and straightforward! Just head over to our account opening page or give us a call at (301) 784-3000 if you have any questions. We're excited to welcome you to our community at 12599 Garrett Hwy, Oakland, MD 21550!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's market, effective payment processing can set your business apart. Our merchant services offer straightforward solutions that help you accept payments easily and securely. Imagine a busy Saturday at your store; with our services, customers can quickly pay with their cards or mobile wallets, keeping lines moving and satisfaction high. Located at 12599 Garrett Hwy Oakland Md 21550 in Oakland, MD, we invite you to explore how our dedicated team can help you achieve your business goals. Contact us today at (301) 784-3000 to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. We offer competitive rates and flexible terms, helping you find the perfect plan that fits your budget.

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand the challenges of running a business and are committed to providing support tailored specifically for your needs.

Convenient Access & Support

At First Peoples Community, we also prioritize convenience. With ATM services available for quick cash withdrawals and basic drive-thru banking for deposits or simple transactions, accessing your funds is easy. Our digital banking features ensure that you have everything at your fingertips from balance checks to person-to-person payments all within a secure environment. Whether you're looking to open an account or need guidance on loans and financing options, our friendly team is here to assist you every step of the way. For more details about our services or to become a member today, visit us online at firstpeoples.com or stop by our branch in Oakland. Let us help you build a brighter financial future!

Credit Cards with Rewards

With our credit cards offering rewards, you can earn points on everyday purchases! Enjoy benefits like cash back or travel rewards while managing your spending effectively.

Home Financing Options

If you're ready to buy a home or refinance an existing mortgage, First Peoples Community is here to help. Our mortgage loans are designed with your needs in mind, making the process smooth and straightforward. We want to ensure that owning a home is an achievable dream for everyone in our community.

Personal Banking Solutions

Managing your finances shouldn't be complicated. Our personal banking services include checking and savings accounts tailored to help you reach your goals. Whether you're saving for a special occasion or just want the convenience of quick access to your funds, we've got you covered. Plus, with our online and mobile banking options, you can easily monitor your accounts from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but don't worry our personal loans can provide the financial relief you need. If you're juggling multiple debts, consider our debt consolidation options that allow you to combine them into one manageable payment.

Digital & Online Banking

Key Services

Our online banking platform allows you to take control of your finances with ease. You can view your account balances, transfer funds, and pay bills all with just a few clicks. Plus, if you're looking to keep track of your spending or manage your budget better, our e-statements are readily available for you to review at any time. This not only helps you stay organized but also supports our commitment to sustainability by reducing paper waste. If you prefer mobile banking, our dedicated mobile application makes it simple to handle transactions right from your smartphone. You can even make person-to-person transfers effortlessly, allowing you to send money to friends and family in an instant. And for those who love making purchases directly from their phones, we offer mobile payment options that let you shop securely without needing cash or cards.

Security and Ease of Use

We prioritize your security when it comes to managing your money online. While we don't currently support electronic signature authorization, rest assured that our systems are equipped with robust security measures to keep your information safe. Navigating through our services is straightforward, so whether you're tech-savvy or just getting started with online banking, you'll find everything user-friendly. In today's fast-paced world, having access to reliable digital banking tools is essential. At First Peoples Community, we are committed to providing you with the best resources for real-time account management and financial oversight. Explore all these features and more by visiting us online at https://www.firstpeoples.com/ your gateway to easy banking!

Financial Strength

At First Peoples Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that empowers our members to achieve their goals. With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,042 in used auto loans and a total of $453,175,159 in loans and leases. Our operations reflect our commitment to efficiency with a net income of $4,028,714, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $0, while the total number of share accounts is impressive at 64,330, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 12599 Garrett Hwy Oakland Md 21550 or call 301-784-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new vehicle, our financing solutions can make your purchase smoother and more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $56,772,438 provide the capital needed to grow and expand. We recognize that each business has unique needs and are here to support your ambitions through tailored lending solutions. At First Peoples Community, we prioritize your financial well-being. Explore our loan options today and discover how we can assist you on your journey toward financial stability. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Visit us online or call us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,455,873, making buying or refinancing simple. We provide flexible terms to fit your budget and lifestyle. If you're interested in refinancing your current mortgage, let us guide you through our eligibility options to find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,235,465 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can add value to your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

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User Trust and Testimonials

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FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION - Oakland, MD

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