Personal Loans in Ellicott City, MD

Looking for the best loan rates in Ellicott City, MD? Your credit score plays a big role in unlocking lower interest rates and better terms. Comparing personal loan offers here can help you find the right fit for your financial needs.

Whether you’re planning a home project or managing unexpected expenses, knowing your credit score is the first step. Explore local loan options tailored to Ellicott City borrowers and secure a loan with confidence and flexibility.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
apgfcu
6.49 - 10.69 %
0.1 - 7 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
andrewsfcu
7.24 - 11.75 %
3 - 7 Yrs
$50,000
∞
towerfcu
7.24 - 12.9 %
1 - 6 Yrs
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
nwfcu
8.59 - 10.29 %
2.1 - 7 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Aberdeen Proving Ground has a personal loan rate of 6.49% APR today, which is up from 6.34% seven days ago. This rate has also increased compared to 30, 60, and 90 days ago, when it was steady at 6.34% . First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago.

Tower has a Home improvement loan with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loan has a 7.24% APR, also unchanged from 7, 30, 60, and 90 days ago. The Personal line of credit has an APR of 12.9% , with no change from 7 or 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Ellicott City, MD

Lender NameBranch AddressOffice ServicesLender Snapshot
HOWARD COUNTY EDUCATION FEDERAL CREDIT UNION
3458 ELLICOTT CENTER DR STE 106 ELLICOTT CITY MD 21043
P2P
E-Statements
Assets: $25,205,255
Deposits: $1,456,219
Net Worth: $2,565,335
Employees: 7
Members: 4,020

🏘️ All the Lenders Available in Howard County, MD

✅TOWER FEDERAL CREDIT UNION
✅MARKET USA FEDERAL CREDIT UNION
✅APL FEDERAL CREDIT UNION
✅STATE EMPLOYEES CU OF MARYLAND INC CREDIT UNION
✅NASA FEDERAL CREDIT UNION
✅HOWARD COUNTY EDUCATION FEDERAL CREDIT UNION

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