Personal Loans in Washington, DC

Looking for the best credit union rates for personal loans in Washington, DC? Compare offers easily to find low rates that fit your budget and goals—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Local credit unions in DC offer friendly service, quick approvals, and flexible terms designed to support your financial needs. Take a moment to explore your options and find a loan that works for you without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
ussfcu
5.49 - 18 %
2 - 7 Yrs
1,000 - $70,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
andrewsfcu
7.24 - 11.75 %
3 - 7 Yrs
$50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. United States Senate has a Bridge to retirement loan with a 5.49% APR that has stayed the same over the past 7 and 60 days. Their Personal loan has a 9.49% APR, which also remains unchanged from 7 and 60 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Washington, DC

Lender NameBranch AddressOffice ServicesLender Snapshot
STATE DEPARTMENT FEDERAL CREDIT UNION
BUILDING 41 WASHINGTON DC 20319
ATM
P2P
E-Statements
E-Signature
Assets: $2,896,046,142
Deposits: $52,893,945
Net Worth: $304,851,044
Employees: 210
Members: 88,555

🏘️ All the Lenders Available in District of Columbia County, DC

✅SIGNAL FINANCIAL FEDERAL CREDIT UNION
✅LEE FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅POLICE 16401 CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅PEPCO FEDERAL CREDIT UNION
✅NASA FEDERAL CREDIT UNION
✅AFL CIO EMPLOYEES FEDERAL CREDIT UNION
✅TREASURY DEPARTMENT FEDERAL CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅EP FEDERAL CREDIT UNION
✅MT AIRY BAPTIST CHURCH CREDIT UNION
✅D C FIRE DEPARTMENT FEDERAL CREDIT UNION
✅LAFAYETTE FEDERAL CREDIT UNION
✅OAS STAFF CREDIT UNION
✅BANK FUND STAFF FEDERAL CREDIT UNION
✅DISTRICT OF COLUMBIA TEACHERS FEDERAL CREDIT UNION
✅PHI BETA SIGMA FEDERAL CREDIT UNION
✅SARGENT FEDERAL CREDIT UNION
✅DC FEDERAL CREDIT UNION
✅TRANSIT EMPLOYEES FEDERAL CREDIT UNION
✅PAHOWHO CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅GEORGETOWN UNIVERSITY ALUMNI AND ST FEDERAL CREDIT UNION
✅JOHN WESLEY AME ZION CHURCH FEDERAL CREDIT UNION
✅MT GILEAD FEDERAL CREDIT UNION
✅PMI EMPLOYEES FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅PARAMOUNT BAPTIST CHURCH FEDERAL CREDIT UNION
✅ANDREWS FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅DEPT OF LABOR FEDERAL CREDIT UNION
✅DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION
✅CENSUS FEDERAL CREDIT UNION
✅AGRICULTURE FEDERAL CREDIT UNION
✅DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅GSA FEDERAL CREDIT UNION
✅GOVERNMENT PRINTING OFFICE FEDERAL CREDIT UNION
✅SPECTRA FEDERAL CREDIT UNION
✅INFIRST FEDERAL CREDIT UNION
✅STATE DEPARTMENT FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅UNITED STATES SENATE FEDERAL CREDIT UNION
✅WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
✅HUD FEDERAL CREDIT UNION
✅COMMONWEALTH ONE FEDERAL CREDIT UNION
✅LIBRARY OF CONGRESS FEDERAL CREDIT UNION
✅F R B FEDERAL CREDIT UNION
✅IDB GLOBAL FEDERAL CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION

Compare other loan types in Washington, DC

Why compare Personal Loans in Washington, DC on LendMesh

If you’re in Washington, DC searching for the best credit union rates for personal loans, it’s wise to explore multiple lenders to uncover the most affordable options. LendMesh makes it easy to compare offers side by side, helping you find flexible financing that fits your needs without pressure. Keep checking back to ensure you don’t miss out on better deals that could save you money.

Consider subscribing to LendMesh’s personalized alerts to stay informed effortlessly. Just set your target rate—say 4% or 5%—and get notified when loan offers dip below that threshold. You’ll receive expert insights, rate trends, and curated loan deals weekly or monthly, keeping Washington, DC borrowers like you ahead of the curve and ready to act when the best opportunities arise.

Customers are also interested in:

Best Credit Union Rates For Personal Loans