Welcome to Phi Beta Sigma Federal Credit Union, a member-focused financial institution proudly serving the community since 1986. Our mission is to empower individuals and families through exceptional service and access to essential financial resources. Under the leadership of CEO Jasper James and Board President Eric Gilliam, we strive to foster a welcoming environment where our members can thrive financially. With our headquarters located in Washington, DC, we are committed to being a trusted partner in your financial journey.

As an NCUA-insured credit union since August 11, 1986, we prioritize the safety and security of our members’ assets. We offer modern banking conveniences such as online banking, person-to-person transfers, e-statements, and more, ensuring that you can manage your finances conveniently and efficiently. While we currently do not provide mobile payments or a mobile app, our dedication to delivering reliable service remains unwavering. For any inquiries or assistance, feel free to reach out via fax at (202) 726-5814 or visit our website at . Join us at Phi Beta Sigma Federal Credit Union where trust meets accessibility, and experience the difference of a truly member-first approach.

At Phi Beta Sigma Federal Credit Union, we understand that financial wellness is a journey, and we are committed to providing our members with the services they need to navigate this path effectively. Our offerings include ATM services only, which ensure you have convenient access to your funds whenever you need them. We prioritize digital access through our online banking platform, allowing members to manage their accounts from the comfort of home. While we currently do not offer a mobile application or mobile payment options, our online banking features enable seamless person-to-person transfers and e-statements for easy tracking of your finances.

Our goal is to support you in managing everyday banking tasks, planning for life milestones, or even growing a small business. With competitive rates on loans and leases, we empower members to explore their borrowing options and find solutions tailored to their needs. For those interested in comparing loan rates or checking eligibility for membership, our resources at and https://www.lendmesh.com provide valuable insights. Should you have any questions or require personal assistance, feel free to reach out via fax at (202) 726-5814. We are here to help you every step of the way as you work towards achieving your financial goals.

At phi-beta-sigma, we take pride in being a trusted and valuable financial partner for our community. With a total membership of 1,306, we are committed to serving the unique needs of our members, providing them with personalized financial solutions and unwavering support. Our robust financial standing is reflected in our total assets, which amount to 852,088, showcasing our stability and capacity to serve you effectively.

Our net worth of 114,322 signifies the trust our members place in us, while our net income, although currently at -90,495, illustrates our commitment to transparency and responsible management. We understand the importance of deposits for our members' financial security; thus, we maintain a solid base with total deposits reaching 288,216. This foundation allows us to offer a diverse range of financial products, including a total of 42 loans and leases tailored to fit various needs.

As a credit union that values community engagement, we emphasize the importance of having dedicated employees who are passionate about member service. With just 1 on our team, each member is integral to fostering relationships built on trust and understanding. Our impressive net worth ratio of 1,342 further demonstrates our ability to meet obligations while supporting our members' financial goals.

In addition to personal loans, we cater to various borrowing needs with a credit card loan volume of 35 and an auto loan volume of 4, making it easier for you to achieve your dreams and aspirations. Although we do not currently offer commercial loans or borrowings, we remain focused on delivering exceptional service in areas that matter most to you.

At phi-beta-sigma, we believe in building lasting partnerships grounded in integrity and mutual success. For more insights into our performance metrics and financial data, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.